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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Emily and Howard were AMAZING throughout our whole process! They made an extremely stressful time be as easy as it possibly could be. I HIGHLY recommend them to anyone in the home buying journey!
Reply from Owner
December 10th, 2025 08:51 AM
Thank you so much Judy! Your review and the experience serving you was so fun! I can’t wait to see you grow into your huge new home!! Enjoy!! 💕💕 Can’t wait until summer break for you!!
I knew from day #1, that you had our backs. You understood our comfort levels. Kept it real. And answered our questions without ever making us feel uninformed.
Reply from The Howard Team Home Loans at Fairw...
December 10th, 2025 07:40 AM
It was an absolute pleasure to serve your family Judy! I appreciate who you are and what you do! Have so much fun in that new house together!!!
Very considerate and informative and in general nice folks to work with
Reply from The Howard Team Home Loans at Fairw...
November 18th, 2025 05:28 PM
Todd and Sokha- It was a PLEASURE to work with the two of you. Its wonderful to hear that you found working with me to be considerate and informative. I always aim to provide a positive and supportive experience. If you have any further questions...
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Y'all help us with every steps of the way , until closing . y'all go beyond expectation to answer each and every questions that we have no matter day or night. we are so appreciated of yours and your teams .. Thank you , the Taylors .
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Reply from Walter and Emily Howard
November 18th, 2025 05:28 PM
It was lovely to work with the two of you Sokha! It's good to hear that you felt supported throughout the process. I'm pleased to know that my efforts to provide assistance at any time proved helpful. Your positive experience means a lot to...
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The Howard Team had all the answers and my best interests in mind. The process was seamless. Would highly recommend to anyone looking for a home loan.
Reply from Owner
November 18th, 2025 05:29 PM
It's great to hear that the process went smoothly for you. Keeping your best interests at the forefront is always my priority, and I'm pleased to know that my guidance met your expectations. Your recommendation means a lot to me, and if there's...
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The Howard Team had all the answers and my best interests in mind. The process was seamless.
Reply from The Howard Team Home Loans at Fairw...
November 17th, 2025 11:52 PM
Thank you for the kind words, Giordan! They mean the world to us. Enjoy your new home!! We will let you know when it is time to refinance!
There is so much about mortgages that I don't know. Walter and Emily took almost the entirety of the burden off of us throughout the process. They were extremely communicative, gave solid advice, and got us a great rate!
Reply from Owner
November 11th, 2025 05:25 PM
Kurt, thank you so much for the kind words. We hope that the two of you can relax in your new home now after a long journey! It was an absolute pleasure to work with you and we will stay in touch!
There is so much about mortgages that I don't know. Walter and Emily took almost the entirety of the burden off of us throughout the process. They were extremely communicative, gave solid advice, and got us a great rate!
Reply from The Howard Team Home Loans at Fairw...
November 11th, 2025 06:43 PM
Kurt, it's great to hear that we were able to make the mortgage process easier for you. We are pleased they could provide the communication and guidance you needed. It's always our aim to minimize any stress involved and ensure you get a favorable...
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If you are in search of a refinance, new home purchase, or have a friend or loved one searching for the same, I highly recommend the Howard Team.Walter and Emily Howard are by for the most experienced and knowledgable in the industry. I have...
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Reply from Owner
November 10th, 2025 04:12 AM
Thank you so much Patrick! You’re just the best! Enjoy the SUN! ☀️
The level of experience and knowledge that surpassing most in the industry. Also, soing doing exactly what is promised. I would recommend the Howard Team without hesitation.
Reply from The Howard Team Home Loans at Fairw...
November 10th, 2025 03:54 AM
I'm glad that my experience and the fulfillment of promises made a positive impression on you. Your willingness to recommend the Howard Team means a lot. If you ever need assistance again, please don't hesitate to reach out.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Gallery
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Videos
Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures