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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
Walter was absolutely exceptional throughout our home buying process. Despite a tight timeline and the added challenge of completing everything virtually, he went above and beyond at every step to ensure we were informed, confident, and taken...
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Reply from Owner
March 23rd, 2026 12:00 AM
Thank you so much Christina! Your kind words mean the world to us, and we hope you enjoy your new life in Colorado! Take care, and we will let you know when it is time to refinance!
I HIGHLY recommend the Howard Team at Fairway Independent Mortgage Corporation. This is the second time my wife and I have worked with them, this time to refi our home. Just as the first time we worked together, Walter and Emily (and their...
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Reply from The Howard Team Home Loans at Fairw...
March 11th, 2026 07:01 PM
Tyler, I truly appreciate your heartfelt recommendation. It's wonderful to know that your experience with us for the second time was just as positive as the first. Being available and ensuring a seamless process is very important to me, and...
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The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Jessie B
Reply from Owner
March 6th, 2026 03:25 AM
Thank you so much h for your service and the 5 star review Jessie! It means the world!
Please refer to my revious message.
Reply from The Howard Team Home Loans at Fairw...
March 8th, 2026 06:33 AM
Thank you so much Amy! Means the world to us! Enjoy!
They did an outstanding job going to bat for me as my loan qualification process was challenging & they did not give up! They pushed thru and made it happen... rammed thru the barriers & made it work, closed early & I got my new home & now...
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Reply from Owner
March 4th, 2026 12:00 AM
Thank you so much for the amazing review, Cynthia! It was a pleasure to work with you again and we hope you enjoy our new condo and this next phase in your life! Do not hesitate to reach out if need anything at all!
Speed and knowledge
Reply from The Howard Team Home Loans at Fairw...
March 3rd, 2026 06:53 PM
Thank you so much for the 5-star review and for your service Jessie! Please enjoy being closer to your grandchildren and we will let you know when it is time to refinance!
This is my 2nd time around with Walter & Emily & they made it happen both times! This last wish was a dousy!!! Did not stop them at their creativity or talents$$. Another wish granted$$ Big Kuddos!! They were miraculous!!! Thank you ☺️
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Reply from Owner
February 27th, 2026 06:50 PM
Cynthia, We appreciate you sharing your experience with us and we are so pleased with the outcome of this mortgage! These types of difficult loan files are so rewarding to know that we were able to effectively support your needs and help bring...
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They really fought for my needs & made my reality come to happen... we had hurdles to cross but that did not stop them to make my loan go through$$
Reply from The Howard Team Home Loans at Fairw...
February 27th, 2026 06:49 PM
Cynthia, We appreciate you sharing your experience with us and we are so pleased with the outcome of this mortgage! These types of difficult loan files are so rewarding to know that we were able to effectively support your needs and help bring...
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Emily and Walter are amazing. They are very proactive and responsive. They are great at keeping the project on track and are great to work with. They made the home buying process easy.
Reply from Owner
February 15th, 2026 03:30 PM
Thank you so much Chris! Welcome to Washington! Please don’t hesitate to call should you need anything at all!
Very knowledgeable and prompt. we love the proactive approach to their business
Reply from The Howard Team Home Loans at Fairw...
February 16th, 2026 08:10 PM
Chris, we are so glad to hear that you appreciated our knowledge and promptness. Taking a proactive approach is something we always strive for, ensuring that everything runs smoothly and efficiently. If there's ever anything else we can assist...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures