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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I am a 30 years real estate agent and our buyer chose to use their own lender/bank. This can sometimes be a crazy experience, but with Walter and Emily they made it professional and fun! Yes Fun! They are experienced lenders and I would recommend...
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Reply from Walter Howard
May 23rd, 2024 08:06 PM
Thank you so much Cyndi! This review means the absolute world to us!
I HIGHLY recommend the Howard team at the Fairway Independent Mortgage Corporation. Every step of the way, Walter and Emily were there to help us through the process. When I say every step, I mean EVERY step. From the initial phases of pre-qualification...
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Reply from Walter Howard
May 23rd, 2024 08:07 PM
Thank you so very much, this review was very special to us and made us feel amazing! Take care!
Walter and Emily are an amazing team. We immediately felt comfortable with Walter after our first call with him. Both he and Emily were highly communicative; they answered our calls and texts on evenings, weekends, and even once while they...
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Reply from Owner
April 10th, 2021 12:00 AM
Thank you so much Kayla! We hope you love your new home! 💕🏡
Emily and Walter have been such a great duo to partner with. This is our first home and Emily has been open and honest with us in a way that the stress felt achievable. We really appreciate the white glove service so to speak, there are many...
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Reply from The Howard Team at Fairway Home Mor...
September 17th, 2026 04:02 AM
Lindsay, we feel the same way about you and Michael! You have been delightful and fun clients to work with and we look forward to advising you on your mortgage and real estate needs for life! We are so happy for you- ENJOY YOUR BEAUTIFUL NEW...
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Walter was always available and happy to answer our questions. He took the time to talk through our personal priorities and goals.
Reply from The Howard Team at Fairway Home Mor...
August 20th, 2026 03:59 AM
Brenna, I appreciate your kind words. I'm pleased to hear that my availability and support were helpful in addressing your questions and discussing your personal goals. It's important to me to ensure that you feel informed and confident throughout...
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The Howard Team at Fairway Home Mortgage has received a review with 5 star rating from Macy L
Reply from Owner
August 17th, 2026 03:50 PM
Thank you so much for the 5 star review Macy! Please let us know if you have any questions at all or need any tips when you arrive in Washington! We are here for you!
Very effective and fast communication. Made the process easy and answered all of our questions in a timely manner.
Reply from The Howard Team at Fairway Home Mor...
August 17th, 2026 06:34 PM
Macy, I appreciate your kind words. I'm pleased to hear that my communication made the process easier for you and that all your questions were answered promptly. Welcome to Washington state- call us if you need ANYTHING!! We will let you know...
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Constant communication, taking the time to make us feel comfortable with the decisions by breaking down the pros and cons of each situation. Giving us a tailored approach vs a one size fits most approach . We very much appreciate the time ,...
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Reply from The Howard Team at Fairway Home Mor...
August 17th, 2026 05:02 AM
Thank you so much for the kind words, Amir and Brenna, we hope you enjoy your BEAUTIFUL, new home in Bonney Lake! We will let you know when it is time to refinance and hope to see you at some of our client appreciation events in the years to...
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Very knowledgeable and willing to help and answer all questions for a first time home buyer like myself. Made the process as smooth as possible. Would recommend.
Reply from Owner
July 23rd, 2026 07:45 PM
Thank you so much for the five star review Kenny! Hopefully the move is smooth! Enjoy that big, beautiful home and have a great summer!
Keeping the lines of communication open and being available to answer any and all questions that arise for a first time buyer.
Reply from The Howard Team at Fairway Home Mor...
July 23rd, 2026 07:23 PM
Thank you so much for the five-star review Kenny! Working with the two of you was fun and we hope you both enjoy your beautiful, new home!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures