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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I am a 30 years real estate agent and our buyer chose to use their own lender/bank. This can sometimes be a crazy experience, but with Walter and Emily they made it professional and fun! Yes Fun! They are experienced lenders and I would recommend...
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Reply from Walter Howard
May 23rd, 2024 08:06 PM
Thank you so much Cyndi! This review means the absolute world to us!
I HIGHLY recommend the Howard team at the Fairway Independent Mortgage Corporation. Every step of the way, Walter and Emily were there to help us through the process. When I say every step, I mean EVERY step. From the initial phases of pre-qualification...
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Reply from Walter Howard
May 23rd, 2024 08:07 PM
Thank you so very much, this review was very special to us and made us feel amazing! Take care!
Walter and Emily are an amazing team. We immediately felt comfortable with Walter after our first call with him. Both he and Emily were highly communicative; they answered our calls and texts on evenings, weekends, and even once while they...
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Reply from Owner
April 10th, 2021 12:00 AM
Thank you so much Kayla! We hope you love your new home! 💕🏡
Great team to work with! They are professional, helpful and easy to communicate with. I would highly recommend them
Reply from Owner
June 9th, 2026 07:32 PM
Thank you MyTien and family! Enjoy your beautiful, new home!
The process was quick. The team was professional, responsive, and provided a lot of helpful information throughout theventired process, especially as first time home buyer. We trully appreciated your team. We would highly recommend them to...
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Reply from The Howard Team at Fairway Home Mor...
June 9th, 2026 05:49 PM
Mytien, I'm pleased to hear that you found the process quick and our team professional and responsive. It's wonderful to know that the information we provided was helpful as you navigated buying your first home. Thank you for your recommendation!...
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We had a very fast closing. Even with the short timeframe, Emily and the Howard team went above and beyond to ensure we were able to close on time. They worked quickly, responded right away, and were flexible to our needs. Communication was...
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Reply from The Howard Team at Fairway Home Mor...
June 9th, 2026 02:13 AM
Paul, I appreciate your kind words and am pleased to hear that you had such a smooth experience with our team. It's great to know that our efforts in maintaining excellent communication and flexibility helped ensure a timely closing. Thank...
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We bought our home in King County, and they helped us secure our mortgage. It was the fastest and most seamless process I’ve ever experienced. Emily was incredibly proactive throughout the entire process, and we’re so grateful for all the support....
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Reply from Owner
June 9th, 2026 12:00 AM
Thank you so much DJ!! Have so much fun renovating your new home! It was such a pleasure to work with you! We will let you know when it is time to refinance!
Thank you Walter and Emily!
Reply from Owner
May 31st, 2026 05:10 PM
You’re so welcome! Enjoy your new home!
Simply the best of the best! Emily and Walter are an exceptional team who consistently go above and beyond for their clients. They thrive under pressure, handle every detail with professionalism, and get things done quickly and efficiently...
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Reply from Owner
May 29th, 2026 04:20 PM
Thank you for the kind words Brandi, they mean everything to us!! We are so happy for your family and wish you the best on your next journey down south!
Thank you, for all your support and working so quickly to close on our house. We trust no one other than you all to get this done efficiently and quickly. And your advice is always top notch! Thank you both for always being so easy to work...
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Reply from The Howard Team at Fairway Home Mor...
May 29th, 2026 06:30 PM
Brandi, we appreciate your kind words and trust in us! We are so glad we could support you and work efficiently on closing your house. It's always a pleasure to provide advice and make the process smooth for you. Thank you for choosing us again!...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
DSCR Loans
Home Equity Conversion Mortgages(HECM)
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures


