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The Howard Team at Fairway Home Mortgage
Branch Sales Managers, Mortgage Advisors, CMPS | N...

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
You are an amazing team! Thank you for your help making it all happen for my kids and I to finance our new home!
Reply from The Howard Team Home Loans at Fairw...
April 7th, 2026 03:24 AM
I'm glad to know you had such a positive experience with me. Your mention of the energy and communication stands out, and I'm pleased that these aspects contributed to your satisfaction. If you have any more feedback or need further assistance,...
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Absolutely the best team for first time buyers. They’re patient and take the time to make sure you know what you’re getting into. It’s hard to find people in professions like this where it sounds like they want to stick around and chat but...
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Reply from Owner
April 6th, 2026 05:35 PM
Christina, I appreciate your thoughtful review. I'm really pleased to hear that you felt supported and never rushed during your home buying journey. It's important to me that you felt welcomed and informed throughout what can be a stressful...
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You were so patient with me through all me first timer questions and freak out moments You made sure I understood what was in front of me and let me take the extra time to repeat to truly confirm I knew what I was agreeing to or questions that...
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Reply from The Howard Team Home Loans at Fairw...
April 6th, 2026 05:35 PM
Christina, I appreciate your thoughtful feedback. I'm glad I could provide the support and patience you needed during your first experience. Ensuring you understood everything clearly was important to me, and I’m pleased to hear that you felt...
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Walter and Emily made the process very smooth and easy
Reply from The Howard Team Home Loans at Fairw...
April 5th, 2026 07:27 PM
Thank you Jaren, congratulations on your new home!
This team is absolutely incredible. We won’t go to anyone else! We purchased our home in Pierce County and Emily walked us all the way through the loan process from exploration to closing and beyond. She keeps in touch to answer questions,...
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Reply from The Howard Team Home Loans at Fairw...
April 1st, 2026 02:11 AM
Christina, I'm truly thankful for your heartfelt review. I'm pleased to know that I was able to guide you throughout the loan process and that you felt supported even beyond closing. Staying connected and informed about market trends is something...
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The absolute BEST! Emily was amazing through every step with this very nervous, very needy first time home buyer. From the start to finish line she was there and still keeps in touch with us to make sure we understand the market, any changes...
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Reply from Owner
April 1st, 2026 02:30 AM
Thank you so much for the kind words Christina! They mean SO MUCH to us! I am so happy for your family! Enjoy your new home! 💕
I am incredibly grateful for the help I received from Walter, Emily, and the entire Howard Team at Fairway. Their dedication is apparent, and their expertise was invaluable to me. They helped me secure a loan for my condo and used their deep...
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Reply from Owner
March 31st, 2026 06:27 PM
Christy, Thank you so much for your kind words—we truly appreciate you taking the time to share your experience! It was an absolute pleasure helping you secure your condo loan, and we’re so glad we could lock in your rate at the right time...
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We’re very new to this home ownership game and we had lots to learn! Emily was the main lender we worked with on this team and she was incredible from the very beginning stages of exploring what was feasible to closing and then beyond. We purchased...
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Reply from Owner
April 2nd, 2026 12:00 AM
Thank you so much for your kind words Christina! We are so happy for your family and we wish you the very best! Do not hesitate to call should you need anything at all!
Walter was absolutely exceptional throughout our home buying process. Despite a tight timeline and the added challenge of completing everything virtually, he went above and beyond at every step to ensure we were informed, confident, and taken...
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Reply from The Howard Team at Fairway Home Mor...
March 23rd, 2026 04:13 PM
Thank you so much Christina! Your kind words mean the world to us, and we hope you enjoy your new life in Colorado! Take care, and we will let you know when it is time to refinance!
Walter was absolutely exceptional throughout our home buying process. Despite a tight timeline and the added challenge of completing everything virtually, he went above and beyond at every step to ensure we were informed, confident, and taken...
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Reply from Owner
March 21st, 2026 05:16 PM
Thank you so much for the exceptional review! Your kind words mean the world to us and we hope you enjoy many years in your lovely home!
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
Conventional Loans
FHA Loans
Refinances
VA Loans
USDA Loans
Jumbo Loans
Down Payment Assistance Loans
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Positions
- The Howard Team at Fairway - Producing Sales ManagerJan 1st, 2015 - Current
Memberships
- MBS Highway
- Certified Mortgage Planning Specialist
- Momentifi
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Pacific Standard Time (PST)
Licenses
- Certified Mortgage Planning Specialist
- NMLS# 85438
- NMLS# 1633389
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Achievements
- Certified Mortgage Planning Specialist
- VA Specialist
Hobbies
- Discus Fish Keepers
- Frank our Yorkie is FAMILY!
- We love to travel!
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Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures