Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin is a very nice person, she also has a lot of knowledge inthat field.
If have the oportunity I will recomended her.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Lucrecia, thank you so much for your feedback. It means so much to my team and I. I am delighted that I was able to guide you through learning and understanding the process of your home buy. Looking forward to reconnecting in the near future....
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Highlands Residential Mortgage is incredible. I always had the help that I needed it. Finally, I was able to have the perfect house. Thank you all!
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
I am so happy to have had the privilege to help your family make this dream come true. Thank you for your trust! Enjoy your new home <3
We are very happy with Joselin and her team. Our dreams came true thanks to her outstanding professionalism and leadership skills. Thank you all!
Reply from Owner
July 6th, 2023 09:42 PM
I am so honored to have made this relocation happen for your family. Thank you for trusting in my team and I to make this dream come true for you. I am always a call away for anything you may need in your new home. Best Wishes & Happy Memories...
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Where do I begin? We received professional and helpful service on our first home purchase. Every question we had was answered in a timely manner. Joselin was easy to talk to and made sure we understood everything that was presented to us. We...
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Reply from Owner
June 16th, 2023 03:25 PM
Daimy, the pleasure was truly mine. Thank you for your trust , loyalty, kindness and for always helping us to move quickly. We made your home owernship dream come true in 15 days!!! <3 So proud and happy to be a part of this with you all! May you guys be blessed with the most beautiful memories in your new home. Love Always, Jos
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Where do I begin?!? This is a very stressful moment and Joselin made sure I was at ease the entire time. She communicated affectively every step of the way and help me understand what I did not know. I would definitely recommend and will continue...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Words cannot express how grateful I am to have had the opportunity to work for you and your family. Your kind words are a true testament to the dedication and passion I put into my work. Thank you for trusting us to bring your vision to life!...
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Working with Joselin is always a breeze! Another successful closing in the books and I am so thankful for our partnership. Looking forward to the next!
Reply from Owner
May 25th, 2023 04:28 PM
Yesenia it’s so incredible to have you leave this feedback. Thank you for trusting in me and my team and continuing to grow our business together. Looking forward to so many more. 💜
Communication and always keeping me in the know of the stage of the loan!
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Yesenia, your feedback as real estate partner is vital to my continued success. Thank you for your support & collaboration. I am excited to continue serving our community together.
Joselin went above and beyond in anticipating our needs. Her estimates were accurate and having no surprises was a huge blessing. She’s always prepared and solutions oriented. Her communication is stellar and we felt like our process was so...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Rachel, closing on your purchase was such a pleasure for me. Thank you for always being responsive, for coming back to me after so many years and for your trust. It means a lot and I am excited for your families future in your NEW FIRST HOME...
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Joselin was available to help us whenever we asked, and she got information back to us quickly. She was also extremely sympathetic to our needs.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Alan. It was a pleasure to serve you on your family on this transaction. I am happy to know that we were able to deliver what you needed , all while making you feel comfortable & confident, as you purchased your first home.
Joselin and her team went above and beyond to help us purchase our first home. We were cautious and nervous to start the process on such a big financial decision. Joselin and her team guided us efficiently and with so much kindness. She made...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Rachel helping you make this come true was all the pleasure. Thank you for your trust and loyalty. It is greatly appreciated and I am excited to watch your memories in your new home come to life!
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.