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Joselin I. Chiu - Mortgage Broker | NMLS #1178544  in Miami, FL

Joselin I. Chiu

Claimed
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
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Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
  • Zillow
    A
    Alan F
    Posted on May 19th, 2023 10:37 PM
    Working with Joselin was an excellent experience. She not only provided us step by step instructions/guidance throughout the process, but she also as upfront and honest. By getting out ahead of things early, we were able to making the closing...
    read more
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Alan, it’s so happy to know that I was able to deliver as promised and help you into your new home. It was my honor to make it easy, stress free and a process you can learn from and feel empowered with your purchase. Hope to hear from you guys...
    read more
  • Zillow
    R
    Rachelf0
    Apopka, FL
    Posted on May 19th, 2023 12:00 AM
    Joselin and her team went above and beyond to help us purchase our first home. We were cautious and nervous to start the process on such a big financial decision. Joselin and her team guided us efficiently and with so much kindness. She made...
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    Reply from Owner
    May 24th, 2023 12:00 AM
    Rachel helping you make this come true was all the pleasure. Thank you for your trust and loyalty. It is greatly appreciated and I am excited to watch your memories in your new home come to life!
  • Zillow
    A
    Alan F
    Apopka, FL
    Posted on May 19th, 2023 12:00 AM
    Working with Joselin was an excellent experience. She not only provided us step by step instructions/guidance throughout the process, but she also as upfront and honest. By getting out ahead of things early, we were able to making the closing...
    read more
    Reply from Owner
    May 24th, 2023 12:00 AM
    Alan, it’s so happy to know that I was able to deliver as promised and help you into your new home. It was my honor to make it easy, stress free and a process you can learn from and feel empowered with your purchase. Hope to hear from you guys...
    read more
  • Encompass
    C
    Claudia C
    Miami, FL
    Posted on May 8th, 2023 10:52 PM
    She was great and very responsive. She did a great job guiding us through the process
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Thank You Claudia for being such a sweet client. It was a true pleasure to work this transaction for you and your family. So happy to help with you investments, and looking forward to so much more growth in near future! xoxo
  • Encompass
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    DAYKEL B
    Hallandale Beach, FL
    Posted on April 4th, 2023 11:27 AM
    The communication and the accessibility, Joselin is always a phone call away.
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Daykel, thank you for your trust and your continued support! I am excited to continue to service you and your buyers & sellers. Kepp it up!
  • Encompass
    K
    Kira H P
    Live Oak, FL
    Posted on March 17th, 2023 01:22 PM
    We were so lucky to be referred to Joselin by our real estate agent. Without her dedication, perseverance, and experience we would have lost our home and livelihood. I can’t thank her enough and will recommend her to anyone and everyone I know...
    read more
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    <3 This was the best morning read :) Thank you Kira! It was soooooo good to get this done for you. Well be in touch soon! Enjoy YOUR home <3
  • Encompass
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    Fabiola A D
    Kissimmee, FL
    Posted on March 11th, 2023 03:49 PM
    Amazing!!!!
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Fabiola, you were such a sweet heart. Thank you for trusting in me to get this closed for you & your family. Looking forward to being in touch throughout the years <3
  • Encompass
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    Jake F
    Miami, FL
    Posted on March 10th, 2023 07:06 PM
    Professionalism, communication, and exceeding expectations.
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Thank You Jake! Its such a GREAT experience to work alongside professionals in our market. YOU ROCK! Looking forward to many more transactiosn together.
  • Encompass
    J
    James A P
    Miami, FL
    Posted on March 8th, 2023 11:33 AM
    working with Joselin!
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    James, your confidence in my team & I to help move you to your new home in South Florida is greatly appreciated. You made it easy, fun & delightful to work for you on this transaction. Thank you again and please count on me for any of your...
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  • Encompass
    J
    Jonathan P M
    Kissimmee, FL
    Posted on March 7th, 2023 09:52 PM
    Joselin was extremely helpful and transparent during the entire process, She answered any questions we had making this less stressful than what my wife and I were expecting as first time buyers.
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Jonathan, thank you for your trust. It was such a pleasure to help you guys buy your first home. Please know that I am always a call away and I cannot wait to hear about all the memories you create here. Congrats!
  • 91100 of 219
    About
    Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else. Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry. Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Mortgage Rate Shopping Assistance
    Specialities
    FHA Loans
    Conventional Loans
    VA Loans
    Commercial Loans
    Investor Cash Flow Loans
    JUMBO Loans
    Foreign National Loans
    Alternative Income Loans ( No Tax returns )
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    Positions
    • Lumos Mortgage Group NMLS 2598846 - Mortgage Broker
      Aug 8th, 2023 - Current
    • Highlands Residential Mortgage - SR. MLO
      Feb 26th, 2018 - Aug 1st, 2023
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    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • FL Mortgage Origination #1178544
    Disclaimer
    https://lumosmtg.com/disclaimers To view our NMLS Filings, CLICK HERE All loans are subject to credit approval by the lender underwriter. Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group  |  NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 | Equal Housing Opportunity.