Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin was extremely helpful during the home purchasing process. Joselin set up a call with my husband and I to explain every single detail about various loan options and home purchasing steps which made us feel so much more comfortable with...
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Reply from Owner
February 22nd, 2024 10:31 PM
Thank you Claudia. This is exactly my goal and I am so happy that I was able to bring peace of mind and serve you and your family in this process. I WOULD LOVEEE ANY ONE you refer me to 💛
Joselin was extremely helpful throughout the whole process, from start to finish. Highly recommended. Every which way that could help we close. Joselin helped me find extra funding towards closing.
Reply from Owner
February 7th, 2024 12:06 AM
Kadeen this was a mission accomplished for us both! Thank you for trusting in me to take you ALL THE way home. It took the perfect collaboration to make it your success and I am honored to have been a part of it. I’m always a call away for...
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I could not have had better communication from this lender and a stronger advocate for the Buyer. Joselin went above and beyond for the buyer!
Reply from Owner
January 26th, 2024 06:55 PM
Thank you Judith. Thank you for trusting me in my plan and allowing me to execute in a way that truly helped our buyer maximize his best option. I appreciate your responsiveness, friendliness and willingness to help make this happen. You’re...
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Amazing job from Joselin Chiu. She treats you like Family. God Bless their entire team. We are very happy with their service!!!!!! I give them 10 STARS!!!!!!!
Reply from Owner
January 8th, 2024 04:57 PM
Candie this feedback so heart warming & incredibly reassuring that I am delivering the mission. YOU first , like family. So excited for what’s to come. 🏡
Lumos Mortgage Group is an excellent step towards purchasing a new home. Joselin has an amazing personality, very professional and took the time to explain every step thought the process. If there is anyone looking for a Mortgage Company I...
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Reply from Owner
December 15th, 2023 05:17 PM
Cherri your review means so much. Thank you for your trust and confidence in me to help you make this happen for your family. It’s my absolute pleasure to walk you through each step and empower you to this purchase.
I was expecting for closing to be difficult but Joselin and her team made it happen with the least amount of headaches and stress! It went smooth, and the end result was exactly what we were looking for. Definitely recommend choosing Joselin!...
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Reply from Owner
November 6th, 2023 04:31 PM
It was such an exciting transaction knowing that we got to make it happen just a few blocks from where you knew you wanted home to be. In just the perfect time. Thank you so much for trusting in me to help you guys home. Always here to help...
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Joselin I. Chiu has received a review with 5 star rating from Audrey C
Reply from Owner
November 6th, 2023 04:32 PM
Audrey it was so great helping you make this happen. Thank you for coming back and allowing me to help! Enjoy your beautiful home.
I do not have words enough to express the pleasure that I had to meet Joselin through a transaction. I cannot express in words all my gratitude for the service and professionalism. Joselin and I had a very though transaction, but she helped...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Daniele, it was such a pleasure to connect with you through the means of this transaction. While it was a challenging one, I am so happy that we were able to collaborate to make it happen- despite the unexpected surprises from the other side....
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Joselin is an amazing loan officer. If you’re looking for a loan officer that is diligent, explicit, communicate, works fast to secure your loan then look no further because you have found the right lending team and loan officer. You will not...
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Reply from Owner
July 20th, 2023 03:02 PM
My hearts dancing K.... Thank you for your kind & loving words. Thank you for your loyalty, and for believing in me to get you through this! I am so honored to have helped you make this happen, one more time :) On to the next one my friend,...
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Joselin is knowledgeable, respectful and empathetic towards her clients needs. Joselin goes above and beyond to secure a loan for her clients. Josten works hard and puts a lot of time and effort into securing her clients loans and she explicitly...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
My hearts dancing K.... Thank you for your kind words, your loyalty, and for believing in me to get you through this! I am so honored to have helped you make this happen. On to the next one, soon enough <3 I'm always a call away.
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.