Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin was professional and put extra attention to detail in working with buyer to help get the best options available. We successfully closed!👏🏻👏🏻
Reply from Owner
January 24th, 2025 06:57 PM
Thank you so much for your kind words and for trusting me to be part of this transaction! It was a pleasure working alongside you and helping your seller achieve their goal. Paying attention to the details and ensuring the buyer had the best...
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I am a real estate agent who was involved with a condo sale that turned out to be very difficult. Joselin Chiu as the lender for the buyer went the extra mile over and over to help us close in a timely and successful way. She was a great communicator...
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Reply from Owner
April 13th, 2024 02:29 PM
Carole, this was a transaction that truly illuminated the commitment to serving my clients and partners & “being the light”. Thank you for your confidence throughout the deal. I know it seemed challenging at times but I am happy we made it...
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Working with Joselin is an absolute pleasure. She is a consummate professional. Every time I refer a client to her they rave about the level of experience, care and diligence in the transaction. She cares more about the people than the transaction...
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Reply from Owner
April 12th, 2024 03:41 PM
Thank you Eddie for your continued trust and support. It’s truly a privilege to serve your clients and your esteemed team. Your support and leadership inspire my team and I to continually strive for excellence & continue to deliver exceptional...
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I’ve personally worked with Joselin several times and she’s always provided exceptional service, she’s always available and is very knowledgeable.
Reply from Owner
April 12th, 2024 03:35 PM
Thank you Daykel for your continued trust in my team & I to service your clients and grow your business. Your expertise and professionalism always makes it such a pleasure to efficiently help our clients home. I look forward to continuing to...
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Joselin is a great professional! She took care of every detail of the mortgage process all the way to closing day. Recommended 100%
Reply from Owner
March 23rd, 2024 03:24 PM
Ricardo thank you for the opportunity to help make this happen for your family. It was truly my pleasure. Your trust in my and team and is greatly appreciated. I look forward to guiding you through many more investments.
Jocelin was always in contact with us during the whole process, and if she was busy one of her partners always responded promptly to our question.We didn't qualify for the first mortgage we applied, Jocelin was able to get all the paperwork...
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Reply from Owner
March 21st, 2024 01:32 AM
It was truly such an honor to be able to make this happen for your family. With collaboration and a solution focused mindset , I am a strong believer that there are always ways to make the goal 🥅 ; & I am thankful for your trust & patience...
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Joselin is one of the best professionals I have worked with. She has the knowledge and the passion, and best of all, she really cares for you and makes you feel she is going to work hard to find the best options for you. Thank you Joselin for...
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Reply from Owner
March 21st, 2024 12:30 AM
Andreina it was so nice to connect with you and be of service to you. Always happy to help! Looking forward to many more investments. 💖
Joselin is the kindest, most down to earth, communicative, and more importantly KNOWLEDGEABLE mortgage broker there is. It was great working with her!! Thank you for everything!!
Reply from Owner
March 19th, 2024 03:06 AM
Andrea it was a true blessing to be put on your path as you searched for your home. Thank you for trusting in me to make this happen for your family. It was truly a pleasure to be a part of this memory for you all. 🏡
(Translated by Google) I want to express my gratitude to Joselin. Because without her, I wouldn't have been able to buy my house. Joselin is very professional and dedicated to her work. I recommend her 100%. Excellent and beautiful.(Original)...
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Reply from Owner
March 19th, 2024 03:04 AM
María, fue un gran orgullo de ayudarte conseguir tu hogar. Espero poder seguir apoyándote en lo que necesites. Te deseo tanta paz , felicidad y memorias bonitas en tu nueva casa 💖
I had a great experience working with Joselin! It’s very rare to find a Loan Officer who is efficient, always ready to get issues resolved and that genuinely cares about the client. Thank you for your professionalism. Looking forward to working...
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Reply from Owner
March 13th, 2024 07:09 PM
Gustavo, this is incredibly heart warming. Thank you for trusting in me to get your buyer to the closing table. Your responsiveness & attention to all matters truly supported for us to stay solution focused and still mange to close earlier...
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.