Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin and Yoster are phenomenal. They truly go above and beyond for all their clients. They make it simple to finance your dream home.
Reply from Owner
February 12th, 2025 12:00 AM
Thank you Kristina! This is our MISSION. To make your home ownership goals simple , empowering & memorable. Thank you for your trust! We are excited to take your family home!
Joselin was the lender assisting my Buyer in her very first home purchase. Joselin and her entire team were fantastic to work with from start to finish. They were attentive to every detail during the transaction process. Most importantly, they...
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Reply from Joselin Chiu
June 10th, 2024 07:31 PM
Caitlin, thank you for your feedback and kind words. We take so much pride in making sure we keep our realtor partners involved and updated to create the environment just as you said, of ease. I am excited to see what the future holds for our...
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(Translated by Google) He's an amazing worker, he made our dreams come true in the best way possible, taking the time to explain everything to us step by step. I wholeheartedly recommend Yoster and Joselin for financing.(Original)Tremendo trabajador,...
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Reply from Owner
May 17th, 2024 05:36 PM
Caridad, muchas gracias por su confianza en nuestro equipo. Fue tan orgullo de lograr esto con ustedes. Esperamos continuar nuestra amistad y en cualquier momento que necesiten algo cuentan con nosotros. Felicidades y muchos años de abundancia...
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nos consiguieron nuestro sueño de comprar nuestra primera casa de la mejor manera rápida y sin ninguna complicación, agradecido con el trabajo de Josélin y Yoster ya que fueron pacientes y nos ayudaron a entender cada parte del proceso
Reply from Owner
June 10th, 2024 12:00 AM
Gracias por confiar en nuestro equipo. Fue un honor de ayudarlos obtener este objetivo y sueno. Lo hicimos!! Por favor no dudes en comunicarte con nosotros en cualquier momento. Siempre estaremos aqui!
El trabajo fue completado de manera exitosa sin ninguna complicación, nos explicaron cada parte del proceso de manera paciente, y nos llevaron a la meta y logramos comprar nuestra primera casita
Reply from Owner
January 24th, 2025 12:00 AM
¡Mil gracias por compartir su experiencia con nosotros! 🏡💛 Nos llena de alegría saber que logramos hacer este proceso tan especial libre de complicaciones y que pudimos guiarlos con paciencia en cada paso del camino. Ayudarles a alcanzar...
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We worked with Joselin for our lending/mortgage needs, and everything was a breeze. Home purchase and moving is already stressful enough, we were lucky to find someone who made the loan process as painless as possible. Thank you and we would...
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Reply from Owner
April 24th, 2024 03:00 AM
Mejía Family , thank you for your feedback! It was such a pleasure to have helped you guys in this process and make it smooth and easy for you all. Your trust in me and my team truly made the difference and I am so happy to have been a part...
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When I made the decision to become a first time homebuyer this year I wanted to make sure I did my due diligence when securing a lender. I went through the pre-approval process with 4 different lenders. Out the gate Joselin stood out from the...
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Reply from Owner
April 21st, 2024 05:04 PM
Michelle thank you for your feedback. This is a true testimony of the mission I intend for Lumos to deliver for our clients , the goal is to earn your trust, confidence and build our relationship with you to become part of our extended family....
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When I made the decision to become a first time homebuyer this year I wanted to make sure I did my due diligence when securing a lender. I went through the pre-approval process with 4 different lenders. Out the gate Joselin stood out from the...
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Reply from Owner
August 6th, 2024 12:00 AM
Michelle thank you for your feedback. This is a true testimony of the mission I intend for Lumos to deliver for our clients , the goal is to earn your trust, confidence and build our relationship with you to become part of our extended family....
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Joselin was very professional throughout our entire first time home buyer experience. My husband and I were unfamiliar with many things and Joselin was excellent at making us feel comfortable with verbiage and explaining the process to us....
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Reply from Owner
April 25th, 2024 12:00 AM
Thank you Claudia. This is exactly my goal and I am so happy that I was able to bring peace of mind and serve you and your family in this process. I WOULD LOVEEE ANY ONE you refer me to 💛 Enjoy your new casita & all thats to follow with it...
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Joselin and her team went above and beyond to assist us with our move across the state. Her professionalism, dedication, and thoroughness were incredible as she worked our realtor, the 4 HOAs and us. We highly recommend her and her team and...
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Reply from Owner
April 25th, 2024 12:00 AM
Murray, it was such a pleasure to be able to make this happen for you! It was quite the challenge, but I was committed to getting it done & WE did it. Thank you for trusting in me through it all and allowing me to be a part of this memory for...
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.