Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
I am thrilled to share my experience working with Joselin Chiu and her team at Lumos Mortgage. From start to finish, she proved to be a consummate professional and an outstanding partner. Working with Joselin and her team was a pleasure, and...
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Reply from Joselin I. Chiu
August 13th, 2024 04:56 PM
Thank you so much for your incredible feedback. Working with you has been an absolute breeze. You were always available, communicative and collaborative. Thank you for your partnership. We are beyond grateful for the opportunity to partner...
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Another Successful Closing with Joselin and the Lumos Team. Thank you for assisting our clients achieve their home ownership dreams over and over again! Highly recommend working with them for a Smooth White glove experience during your Home...
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Reply from Owner
August 13th, 2024 01:28 AM
YESS! Cheers to so many more Luna Team! We take a lot of pride in ensuring that your clients can rave about not just you as their realtor; but also the partnering team that works alongside your team to bring peace of mind in their finance transaction....
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We found a gorgeous house in the perfect neighborhood that caught our eye, and our realtor referred us to Joselin and her team at Lumos. I am so grateful he did, as they were professional, helpful, and so friendly from the very beginning. They...
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Reply from Joselin I. Chiu
August 13th, 2024 01:20 AM
Nadine & Family, thank you for your kind feedback of you experience with our LUMOS team. Your experience is a testimony to our ultimate vision, the culture we strive to create, the goal of our client experience and my daily goal to be of service...
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Very grateful to Joselin and her entire work team for helping me and being attentive throughout the entire process. I definitely recommend them, they are very good at everything they do.
Reply from Owner
July 30th, 2024 07:19 PM
Gracias José. Fue un placer de estar contigo en este proceso y lograr esta meta para su nuevo futuro. Le deseo lo mejor y siempre estaremos a una llamadita en lo que necesites.
The entire process of my refinance with Joselin and her team was incredible. She was always able and willing to go above and beyond to make sure I was satisfied and got the best deal I could. I am very grateful and will recommend her indefinitely....
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Reply from Joselin I. Chiu
August 13th, 2024 01:21 AM
Jose, it was such a pleasure to be of guidance to you throughout this time in your life. Your kindred attitude and trust in my team and I to make this work for you, truly lightens my heart. Thank you for your trust! Looking forward to a lifelong...
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After purchasing other properties, I can honestly say that Joselin and Yoster are outstanding. They are knowledgeable, very professional, and provide step-by-step guidance throughout the whole process. They maintain direct communication and...
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Reply from Owner
July 25th, 2024 12:36 PM
Thank you E for trusting in us to explore your options. Your feedback warms our hearts as we continue to thrive to provide the utmost attention, comfort and empowering experience for our clients. Thank you for being such an awesome client and...
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Joselin and Yoster, as well as the entire team, were extremely helpful, informative, and efficient throughout my home buying process. As a first time home buyer, they maintained consistent communication with me during and even after the closing...
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Reply from Joselin I. Chiu
August 13th, 2024 01:23 AM
Thank you for trusting in us to help your family make this happen. We value your feedback and are delighted to know that our entire team delivered the support & service you could count on in your home purchase process. With a grateful heart......
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Joselin, Yoster, and Cinthia were great in helping us and supporting us through the home buying process. Whenever we had questions they would help provide feedback and reassurance. They also made sure to check in with us and partner us with...
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Reply from Owner
June 28th, 2024 06:02 PM
Kristie & Elio, it was such a pleasure to serve your family in this transaction. We appreciate your trust and loyalty. We hope that this home brings you a lifetime of joy & beautiful memories and look forward to serving you again in the future....
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Joselin, Cynthia and Yoster were wonderful during this journey. They worked so hard to make sure my dream of owning my first home of my own came true! I can't thank them enough!
Reply from Owner
June 13th, 2024 08:27 PM
Emily, it was truly such a pleasure to be a part of this very important and memorable chapter/experience for you in your life. So happy to see what this new home brings for you. Wishing you years of love, peace and good health in your new home....
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Joselin and Yoster are phenomenal. They truly go above and beyond for all their clients. They make it simple to finance your dream home.
Reply from Owner
June 10th, 2024 07:34 PM
Thank you Kristina! This is our MISSION. To make your home ownership goals simple , empowering & memorable. Thank you for your trust! We are excited to take your family home!
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.