Joselin I. Chiu

Name: Lumos Mortgage Group NMLS 2598846
Address: Miami, Florida
Telephone: +1-954-737-5410
Rating: 4.99

Mortgage Broker | NMLS #1178544

Lumos Mortgage Group, NMLS 2598846 - Fort Lauderdale, FL 33331

4.99

(219)

Contact Info

https://linktr.ee/joselinchiu

Location & Business Hours

Business Hours

Wed

10 AM to 7 PM

Thu

10 AM to 6 PM

Fri

10 AM to 5 PM

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4.99

(219)

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Experience.com

4.98

(87)

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5.0

(49)

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5.0

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Joselin and her team went above and beyond the help my family and I twice. We have done refinancing and a new home purchase and both times our experiences were great. We highly recommend Joselin and Lumos mortgage as they have always looked...

Reply from Joselin I. Chiu

October 21st, 2025 03:10 PM

Thank you so much for your trust—we loved helping your family twice! It means everything to us that you felt taken care of. Wishing you all the best in your new home, and we’re always here if you need us!

I recently had the pleasure of working with Joselin and the entire team at Lumos Mortgage Group, and I couldn’t be more satisfied with the experience. From our initial consultation to the final closing, Joselin and her colleagues demonstrated...

Reply from Joselin Chiu

November 20th, 2025 08:33 PM

Victor, Thank you for this incredible review. It was an honor to guide you through this journey. I love that you were able experience the transparency, strategy, and real partnership we strive to deliver—and I’m grateful you felt that every...

Reply from Joselin I. Chiu

April 10th, 2025 05:35 PM

Whoa!! This is incredibly heartwarming and makes us so proud to serve. Thank you Victor! Our mission was accomplished, and we will always be just a call away to continue to bring light to your world!

Working with Joselin from Lumos Mortgage have been one of the best and less stressful experiences I ever had, her patience, passion and kindness was awesome, taking care of every little detail. She showed, from the very first meeting, great...

Reply from Joselin I. Chiu

January 24th, 2025 06:54 PM

Thank you so much for your kind and thoughtful words! It has been such an honor to work alongside you and guide you through this process. Your trust means the world to me and our entire Lumos Mortgage team. 💡 We are thrilled to have made your...

Reply from Joselin I. Chiu

November 20th, 2025 08:36 PM

Roman!! Thank you so much for this review. It was a privilege to walk this journey with you. I’m grateful you felt the patience, precision, and care we put into every detail—especially seeing the numbers line up exactly as we planned. Your...

Had the pleasure to work on a transaction representing the buyer side with the Lumos team. Words can’t describe how thankful and blessed to have work by there side. Thank you for making a families dream come true. Looking forward to working...

Reply from Owner

October 31st, 2024 04:08 PM

Eddy we are so thankful for the opportunity offered to our Team to help this beautiful family home. Thank you for your trust. We are excited for more 15 day closings!! :) You Rock!

Joselin I. Chiu has received a review with 5 star rating from Scott E

Reply from Owner

October 31st, 2024 04:08 PM

Thank you Scott!

Working with Joselin and her team was an incredible experience.They made our buyers dream come true. Her knowledge in real estate was a true blessing in this whole process. She is extremely professional and kind.

Reply from Owner

September 7th, 2024 08:50 PM

Jose , thank you for your kind feedback and more for your trust. Your friendly attitude truly allowed for us to make this dream happen as smoothly and quickly as it did. We take a lot of pride in delivering the results that you mentioned above...

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About

Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else. Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry. Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.

Products & Services

Mortgage Broker

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Construction Loan

Home Equity Loan

Down Payment Assistance

Mortgage Refinance

Mortgage Rate Shopping Assistance

Specialities

FHA Loans

Conventional Loans

VA Loans

Commercial Loans

Investor Cash Flow Loans

JUMBO Loans

Foreign National Loans

Alternative Income Loans ( No Tax returns )

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Positions

Lumos Mortgage Group NMLS 2598846 - Mortgage Broker
Aug 8th, 2023 - Current
Highlands Residential Mortgage - SR. MLO
Feb 26th, 2018 - Aug 1st, 2023

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Addresses and Serving Areas

Primary Serving Area

Other Serving Areas

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Year Started

2004

Time Zone

Eastern Standard Time (EST)

Licenses

FL Mortgage Origination #1178544

Disclaimer

https://lumosmtg.com/disclaimers To view our NMLS Filings, CLICK HERE All loans are subject to credit approval by the lender underwriter. Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 | Equal Housing Opportunity.