Joselin I. Chiu's Cover Image
Joselin I. Chiu - Mortgage Broker | NMLS #1178544  in Miami, FL

Joselin I. Chiu

Claimed
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
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Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
  • Encompass
    M
    Melissa A
    Posted on June 6th, 2020 03:25 AM
    Joselin was extremely helpful and very informative throughout the entire process. She explained everything in great detail and responded to questions in a timely fashion. The entire team worked well together and made our closing sooner than...
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  • Encompass
    J
    Jessica G
    Miami, FL
    Posted on May 16th, 2020 11:18 PM
    Joselin is an amazing professional who is honest and transparent. As a woman in the industry those qualities are hard to come by. I recommend her to my clients and am confident in her and the team. Wishing continued success to you my friend....
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  • Encompass
    A
    Andrew G
    Miami, FL
    Posted on May 16th, 2020 06:45 PM
    Joselin was great! I highly recommend her.
  • Encompass
    J
    JOSEPHINE M
    Miami, FL
    Posted on April 25th, 2020 01:04 PM
    My experience with Highlands Mortgages was a wonderful experience BECAUSE of Joselin Chiu. She is a knowledgeable , smart and patient woman. She advised us every step of the way and we were always updated on our process of purchasing our new...
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  • customer
    J
    Josephine B
    Posted on April 23rd, 2020 01:33 PM
    I had the best experience buying my home with Joselin. She was patient ,caring and helpful. She gave me great comfort every step of my purchase. I gained a great advisor and a true friend. I would highly recommend her to my friends and family....
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  • google
    J
    Joanna G
    Posted on March 31st, 2020 06:57 PM
    it is always great to have a partner like Joselin. Detail oriented and accessible. I am happy we partnered to make a family dream come true. owning their house was a dream and you as the Loan Consultant was a key to make it happened. Thanks!...
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    Reply from Owner
    July 8th, 2020 06:06 PM
    Joanna, it is always such a delight to work alongside your team. Your professionalism truly reflects our passion to help familiers find their way home. Thank you for your trust in my team and I. You are appreciated!
  • agent
    A
    Alejandro U
    Posted on March 27th, 2020 11:48 PM
    Joselin is amazing, she informed my client through out the whole process. Educated and guided my client through the tough and unfamiliar path of owning a home. I would use Joselin every time. I highly recommend her for any of your loan needs....
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  • agent
    N
    Natalie Z
    Posted on March 27th, 2020 02:38 AM
    From point A to Z, she was there every step of the way with knowledge, professionalism & care! Love working with Jos, she’s definitely talented in her field & makes working with her a breeze. I love how she cares for the people as much as she...
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  • agent
    S
    Stephen D
    Posted on March 26th, 2020 05:07 PM
    Joselin is the best in the industry. Very attentive and works fast to get me answers to my questions. A++++ Service
  • Encompass
    J
    Joshua M
    Posted on March 23rd, 2020 10:24 PM
    Joselin is the bomb dot com 💣
  • 171180 of 219
    About
    Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else. Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry. Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Mortgage Rate Shopping Assistance
    Specialities
    FHA Loans
    Conventional Loans
    VA Loans
    Commercial Loans
    Investor Cash Flow Loans
    JUMBO Loans
    Foreign National Loans
    Alternative Income Loans ( No Tax returns )
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    Positions
    • Lumos Mortgage Group NMLS 2598846 - Mortgage Broker
      Aug 8th, 2023 - Current
    • Highlands Residential Mortgage - SR. MLO
      Feb 26th, 2018 - Aug 1st, 2023
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    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • FL Mortgage Origination #1178544
    Disclaimer
    https://lumosmtg.com/disclaimers To view our NMLS Filings, CLICK HERE All loans are subject to credit approval by the lender underwriter. Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group  |  NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 | Equal Housing Opportunity.