

Joselin I. Chiu
Mortgage Broker | NMLS #1178544

Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Joselin and team has been amazing every step of the process very informative and never lacking in communication. Definitely looking forward to working with them again.
This is the 2cd time and I pray not the last time I have the honor to do business with this amazing woman. She is on top of everything at every moment. You feel as if you are the only client she is working with and you are all that matters....
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This is the 2cd time and I pray not the last time I have the honor to do business with this amazing woman. She is on top of everything at every moment. You feel as if you are the only client she is working with and you are all that matters....
read more
Reply from Owner
April 25th, 2024 12:00 AM
Its always fun! Thank you for your continued trust and confidence in my work and I am so excited to continue to grow with you! Lets keep them coming girl xoxo
Joselin is very professional, organized, timely and communicates great! We will definitely use Joselin in the future!
I have had the pleasure of working with Joselin for the refinance of my apartment. During the time of the process she demonstrated professionalism, attention to detail and a “can do” attitude. She showed candor and understanding, whenever I...
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Professionalism and being informed
of every step.
Joselin I. Chiu has received a review with 5 star rating from Fernando B
Reply from Owner
December 2nd, 2020 04:33 PM
Gracias Fernando. Fue un placer ayudarlo con su proceso!
The moment I knew I was buying a house Joselin was the first person that came to mind for the loan simply because I know her integrity and values and that was something I was definitely looking for. The transaction was very easy and she was...
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Joselin is amazing. Every question I had she answered. If she didn't know it, she reached out to the point of contact and made sure that she got me the information I requested.
It was a true pleasure working with Joselin. She was very honest with us and kept us informed every step of the way. This was our second purchase and we were amazed at how smooth this process was, not to mention fast also! Joselin and her team...
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.