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Joselin I. Chiu - Mortgage Broker | NMLS #1178544  in Miami, FL

Joselin I. Chiu

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Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
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Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
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    Yan S
    Posted on October 11th, 2022 01:09 PM
    I cannot recommend Joselin and her team any more! This transaction and closing was one of the smoothest ever. Hearing stories about closings from those around me I was nervous going in and buying my first property. Joselin completely changed...
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    Reply from Owner
    October 11th, 2022 02:16 PM
    Yan, it was such a pleasure to make this happen for you. I am so happy that you trusted in my team and I to make this homeownership dream a real thing for you, so quickly & so smoothly. Your trust means so much to me and I hope that this home...
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    Julio O
    Posted on June 27th, 2022 06:46 PM
    Joselin has been so helpful & informative throughout the entire process. She has walked us through all the steps as first time homebuyers & has really made it simple for us! She has been amazing and Id recommend her a thousand times over
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Julio, thank you so much for trusting in me to help you and your family with this process. It was such a pleasure to make this happen for you. I look forward to having you share my name with your friends, family and coworkers to help them in...
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    Alexandra R - D E R E
    Posted on June 14th, 2022 01:45 AM
    We had a smooth transaction and great communication from Joselin. She got the deal done at an incredible interest rate. Thank you!
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Thank you Alexandra. Especially for your trust in coming back to me to close this transaction for your buyer a second time. It’s been a pleasure to work alongside your team. I look forward to closing more for your clients!
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    JESSICA G
    Port Saint Lucie, FL
    Posted on June 3rd, 2022 10:30 AM
    She is a lending super star and I love working with her.
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Thank you Jessica. Its always so nice to work alongside your expertise. You are a rockstar!
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    Ryan M
    Posted on May 31st, 2022 09:15 PM
    From start to finish Joselin Chiu was fantastic. I can give you a bunch of positive adjectives to show how great she was but here are actual facts.1. No stress the whole time, and I am a pretty stressful person.2. Picks up the phone after working...
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    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Ryan, this warms my heart. It is my ABSOLUTE pleasure and honor to have had the opportunity to serve & guide your family in this major memory/moment of your lives. Thank you for trusting in me, for being so kind & cooperative and I look forward...
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    Valerie M
    Posted on May 13th, 2022 08:42 PM
    As a first time home buyer I was scared to ask questions and sound dumb. Joselin made me feel so comfortable and explained everything in great detail. So much so that I barely had any questions! Joselin is thorough, knowledgeable and kind....
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    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Valerie, this means so much to me; because it is EXACTLY what I strive to deliver and offer my clients, like your family, in their first time purchase jitters and the "unknown". I strongly believe that by sharing my knowledge & Educating you...
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    Jackie P
    Posted on March 28th, 2022 05:46 PM
    Joselin has been in the Mortgage business for quite some time, and her knowledge and experience truly shows! She has helped several of my first time buyers with their purchases and it has been nothing short of amazing. She takes the time to...
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    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Jackie, your words hit my heart & bring me joy that my passion & purpose are being delivered in just the way I intend them to. Thank you for your trust,your loyalty and your partnership- I love working with you, growing with you and I appreciate...
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    Christy F
    Posted on March 11th, 2022 11:54 AM
    Joselin was excellent to work with! She made the buying process (end to end) smooth, professional, patient, human, and extraordinary... especially in a time of my life where struggles were high and spirits were low. Without her and her team...
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    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Christy, this was such a memorable experience for me. I ABSOLUTELY LOVED being a part of your families new beginnings. What a wonderful milestone. Thank you for trusting in my team & I with your big first step. I am always here if you need...
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    Smerling C
    Posted on March 10th, 2022 07:24 PM
    Teamwork made my deal happen!
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Smerling, this was truly such a fun ride. It was such an honor to be able to jump in to your transaction mid way through your previous lenders denial, and just playing creatively and efficiently to making this happen for you and your family....
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    Sara L
    Posted on March 10th, 2022 06:33 PM
    Joselin has been amazing to work with while in my home buying process. She is professional, quick to respond and very knowledgeable. She will literally walk you through the entire process. I’m extremely happy and grateful for her.
    Reply from Joselin Chiu
    May 2nd, 2024 11:58 AM
    Thank you Sara. It has been such a pleasure to guide you through working on your pre-approval , I cannot wait to close on your first home! BIG WINS <3
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    About
    Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else. Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry. Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Construction Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Mortgage Rate Shopping Assistance
    Specialities
    FHA Loans
    Conventional Loans
    VA Loans
    Commercial Loans
    Investor Cash Flow Loans
    JUMBO Loans
    Foreign National Loans
    Alternative Income Loans ( No Tax returns )
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    Positions
    • Lumos Mortgage Group NMLS 2598846 - Mortgage Broker
      Aug 8th, 2023 - Current
    • Highlands Residential Mortgage - SR. MLO
      Feb 26th, 2018 - Aug 1st, 2023
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    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • FL Mortgage Origination #1178544
    Disclaimer
    https://lumosmtg.com/disclaimers To view our NMLS Filings, CLICK HERE All loans are subject to credit approval by the lender underwriter. Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group  |  NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 | Equal Housing Opportunity.