Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
It has been a pleasure to work with Joselin, she is so patient and humble. I have known Joselin personally for Over 20+ years and her dedication To her profession and clients is unmatched. She helped me and my family tremendously to reach out...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Ashley, Thank you. It has been so much fun to work with you guys over the last few years making this dream happen. From "How do we do this?" in 2018 to "Whats up with this market , now that we are pre-approved" LOL Its been such a good ride...
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Her customer service was exceptional and made the whole process feel like a breeze.
Reply from Owner
June 14th, 2022 02:28 AM
Thank you Alex! It’s always a pleasure serving you and your clients. Thank you for your continued trust.
Her exceptional customer service and prompt responses made the whole process a breeze
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Alex. It is my absolute pleasure to work alongside your expertise. Thank you for trusting in me to make it happen.
I have known Joselin for about 15+ years and have also been in the industry for about 16+ years on the title end. I have had the blessing to not only know Joselin on a personal level but have also had the opportunity to work together with her...
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Reply from Owner
March 9th, 2022 05:01 PM
Marisol, this fills my heart. Thank you so much for trusting in me with all of your personal referrals. Thank you for shining in your field of work and playing such a pivotal piece in how our transactions close seamlessly. We are a powerful...
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Joselin was on top of the file details and found alternate solutions immediately.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Liz, it was such a pleasure to rescue this transaction for you and your sellers. I am so happy that we were able to pull ALL strings and make it work. GREAT TEAM WORK! You were also a pivotal piece to our solutions.
Joselin I. Chiu has received a review with 5 star rating from Julie A
Reply from Owner
March 9th, 2022 05:02 PM
Thank you :)
Joselin is an excellent professional. I really enjoy every transaction we share together.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Bertha, it was such a pleasure to close both of these trasactions alongside your team. I look forward to serving you and your clients this year!
Communication, fast response, honesty, friendly way to do business, those are few words that distinguish Joselin and her team.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Carlos! It was such a pleasure to help you with your real estate investments. Thank you for coming back to me after all this time. Cheers to building your wealth!
There aren’t enough words to express my gratitude towards Joselin‘s consistency and dedication. She is truly remarkable at what she does. She is knowledgeable, patient, and responsive at all times. Thank you for taking care of us on our home...
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Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Jessica, thank you for these sweet words. It was such an honor to help your family sell your first home and purchase your forever home! Thank you for trusting in my team and I for all of your financing needs.
Joselin took the time to explain every single detail of the transaction . And was focus on my needs the whole time .
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.