Joselin I. Chiu
Mortgage Broker | NMLS #1178544
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, priori... Show More
Location & Business Hours
Business Hours
Wed
10 AM to 7 PM
Thu
10 AM to 6 PM
Fri
10 AM to 5 PM
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Reviews from Web
Working with Joselin was a incredible experience. Her knowledge in real estate was a true blessing in this whole process. Her customer service is second to none. Looking forward to working with Joselin and her team once again in the near future....
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Reply from Owner
May 20th, 2023 12:10 AM
Thank you Armando for your trust and loyalty. Always a pleasure to guide you and your family <3
Over the years, I have had the opportunity to work closely with Joselin, and it has been an absolute joy to do so. Not only is she an incredibly skilled lender, but she is also a dear friend who has brought so much positivity and warmth into...
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Reply from Owner
April 12th, 2024 04:13 PM
My dear friend, this is truly heart warming. I always love to share that we evolved into the greatest of friends through our business interactions because it shows the like minded-ness of our commitment to serving, leading and collaborating....
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Joselin made the impossible happen for me. She never gave up. And she succeeded getting me a mortgage when no one else could! I am so grateful for her amazing perseverance and caring attitude, while never giving up. Thank you thank you thank...
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Reply from Owner
May 20th, 2023 12:11 AM
I love everything about this Kira! It was such a memorable experience to make this a REAL DEAL Closing for you and your family. Perseverance took us home!
Thank you for your trust and loyalty. I appreciate you.
Since I had limited direct contact with you all, I have nothing negative to say. It was a referral and the referral was main vehicle for communications or updates on the stages of the loan application. Overall, pretty good I guess
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Keith thank you for taking the time to leave me a review. It was a pleasure to close this transaction before contract date. While we had almost no direct phone call communication. I did introduce myself to you before the offer was placed, I...
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I had the pleasure of working with Joselin Chiu for mortgage loan options and we could not be happier with the service we received. Joselin from the start, was incredibly attentive and provided a detailed explanation of the entire mortgage...
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Joselin fue una gran ayuda para nosotros. Desde el
Principio asta el final nos mantuvo informados de cada paso en el proceso. Definitivamente la recomiendo no an mis amistades y familia. Ella hizo el proceso más facil
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Hector muchas gracias por su confianza en ayudarlos. Espero poder seguir de assistencia en lo que necesiten.
Joselin was so profesional and knowledge during the whole process. Definitely keeping her in mind for future house buying.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Cindy. It was with such great pleasure and joy that I was able to help your family with this transaction. <3
Everything from the very beginning all the way to closing Joselin was there to help and explain everything to me. Every question from the most minute to the more detailed were always answered. Everything was such a smooth process.
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Yan, Thank you so much for trusting in my team & I to help you with your first home purchase/financing needs. It was not just a pleasure to guide you but it was fun to work with you to make this happen! I look forward to continuing to connect...
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Joselin was amazing and always ahead of the game to make it a smooth, quick and seamless transaction for me and for the buyer ! I will always recommend her to my buyers ! Thank you Joselin for being in business with you !
Reply from Owner
October 13th, 2022 08:37 PM
Thank you Nancy. It was such a pleasure to help make this purchase happen for you and your buyer. What a pleasant and smooth process. Your collaboration helped us deliver smoothly. Thank you and so looking forward to closing more alongside...
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Joselin was top notch from beginning to end for me as well as for the buyer, always on top of everything and ahead of the game. I will definitely recommend her to all of my buyers as she delivers on all levels ! She was able to work MAGIC !
Reply from Joselin Chiu
May 2nd, 2024 11:58 AM
Thank you Nancy. It was truly my pleasure to be able to assist our buyer on his first purchase and get him in so quickly, smoothly and top it off with down payment assistance. Serving your business was an honor, your collaboration truly helped...
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About
Joselin Chiu, luminary founder of Lumos Mortgage Group, brings over two decades of lending expertise, rooted in a psychology degree that fuels her commitment to exceptional service. Since 2004, she has redefined mortgage origination, prioritizing client relationships and empowerment above all else.
Joselin's approach blends financial savvy with psychological insight, ensuring each client receives personalized, empowering guidance. Under her leadership, Lumos Mortgage Group has become synonymous with integrity and excellence, setting new standards in the industry.
Beyond her professional achievements, Joselin is known for her integrity and community involvement, making her not just a leader in lending but a beacon of positive change.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Rate Shopping Assistance
Specialities
FHA Loans
Conventional Loans
VA Loans
Commercial Loans
Investor Cash Flow Loans
JUMBO Loans
Foreign National Loans
Alternative Income Loans ( No Tax returns )
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Positions
- Lumos Mortgage Group NMLS 2598846 - Mortgage Broker Aug 8th, 2023 - Current
- Highlands Residential Mortgage - SR. MLO Feb 26th, 2018 - Aug 1st, 2023
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- FL Mortgage Origination #1178544
Disclaimer
https://lumosmtg.com/disclaimers
To view our NMLS Filings, CLICK HERE
All loans are subject to credit approval by the lender underwriter.
Other restrictions apply. Mortgage Broker Only: We are not a mortgage lender, mortgage correspondent lender, or Mortgage Bank. Lumos Mortgage Group | NMLS# 2598846 | All Rights Reserved | 7260 SW 39 Terrace, Suite B, Miami, FL 33155 |
Equal Housing Opportunity.