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Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Charlie Gutiérrez made the lending process smooth and transparent. He’s professional, responsive, and truly cares about his clients. Highly recommend!
Reply from Charlie Gutierrez at CrossCountry M...
August 21st, 2025 03:50 PM
Thank you for the kind words. I’m glad I could help make things smooth for you and really appreciate your trust.
I had an outstanding experience working with Charlie throughout my loan process. From start to finish, he was incredibly professional, knowledgeable, and responsive. He not only secured excellent interest rates for me, but also explained my...
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Reply from Charlie Gutierrez at CrossCountry M...
July 10th, 2025 07:22 PM
I'm so thankful for your thoughtful review, Dr. Valderrama. I'm delighted to hear that you found the loan process smooth and manageable. Providing clear communication and securing the best rates are always top priorities for me, so it's wonderful...
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Charlie at CrossCountry Mortgage was amazing to work with for our home purchase in Satellite Beach! We're relocating with the Coast Guard and had to do almost everything remotely and he made the process feel easy and stress-free. He was super...
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Reply from Owner
July 1st, 2025 05:10 PM
Lauren and Dave, thank you so much for your kind words and recommendation. It was a pleasure to assist with your transfer and ensure everything went smoothly, even from a distance. Wishing you all the best in your new home!
I want to express my deepest gratitude to Charlie Gutierrez for going above and beyond to help us secure a great loan offer. Charlie, you did whatever it took to make this happen, and I can’t thank you enough for your dedication, patience,...
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Reply from Charlie Gutierrez at CrossCountry M...
June 26th, 2025 03:51 PM
I'm truly grateful for your kind words, Francesca. It was an honor to assist you in securing a loan and ensuring that you felt informed and supported throughout the process. Your trust and satisfaction are incredibly important to me, and I'm...
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Charlie and team were Great to work with from pre approval to closing! Most seamless home buying process to date!
Reply from Charlie Gutierrez at CrossCountry M...
May 8th, 2025 02:55 PM
Thank you so much! It was a real pleasure working with you both. You asked great questions, stayed engaged throughout, and made the entire process smooth from start to finish. I'm grateful we could help with your VA loan during your relocation—wishing...
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He was attentive to our services, good job.
Reply from Charlie Gutierrez at CrossCountry M...
May 8th, 2025 03:01 PM
Thank you both again for trusting me a second time—it’s always an honor to work with fellow veterans. I’m glad we were able to lower your rate by nearly 2% through the VA IRRRL and take advantage of the limited-time no origination fee promo....
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Charlie and his team were excellent to work with. He got us a great rate and was quick to answer any questions any time of day. His team had everything processed early and got us clear to close well over a week before closing. I highly recommend...
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Reply from Charlie Gutierrez at CrossCountry M...
May 5th, 2025 03:53 PM
Thank you, Steven! It was an honor to work with you—especially knowing you're heading to the same ship I started on. You made the process easy by staying on top of everything, and I’m glad we could help make your homebuying experience smooth....
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Better coordination between Charlie and the clerks, Example: I send information to the clerk and when my Realtor asked Charlie about it he said it was not received yet (2 days later). Checked and the clerk had received it.
Reply from Charlie Gutierrez at CrossCountry M...
April 30th, 2025 07:43 PM
Thank you for your feedback, Timothy. I apologize for any inconvenience caused by the coordination issue. I appreciate your bringing this to my attention, as it helps us improve our processes. Please feel free to reach out if there's anything...
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Everything went smooth, the timing of closing was perfect. Charlie and his team are very professional. They go the extra mile to get the job done. Thanks again 👍😀
Reply from Charlie Gutierrez
April 30th, 2025 05:44 PM
I'm thrilled to hear that the closing process went smoothly and that the timing was perfect for you. It was a pleasure to assist you alongside my team. Thank you for your kind words and positive feedback.
Thanks for everything!
Reply from Charlie Gutierrez
April 25th, 2025 01:23 AM
I'm thrilled to hear that you're satisfied with the service. It was a pleasure assisting you, and I appreciate your kind words.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095