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Charlie Gutierrez at CrossCountry Mortgage - Loan Officer | NMLS #476628 in Melbourne, FL
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Charlie Gutierrez at CrossCountry Mortgage

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Loan Officer | NMLS #476628

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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5 Star
98%
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1%
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Reviews from Web
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    Collynne T
    Saint Petersburg, FL
    Posted on March 4th, 2025 10:18 AM
    Everyone we worked with was fantastic Charlie has helped us with 2 homes and we wouldn't use anyone else
    Reply from Charlie Gutierrez at CrossCountry M...
    March 4th, 2025 03:05 PM
    Thank you so much, Collynne! It’s always a pleasure working with you and Eric. I'm thrilled to have been able to assist you with both of your home purchases. Your trust and support mean a lot to me, and I look forward to being here for you...
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    Heidi B
    Melbourne, FL
    Posted on March 3rd, 2025 06:38 PM
    Our experience working with Charlie Gutierrez at CrossCountry Mortgage was nothing short of outstanding. From the very beginning, Charlie demonstrated exceptional expertise, dedication, and a genuine commitment to helping us secure the best...
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    Reply from Charlie Gutierrez at CrossCountry M...
    March 3rd, 2025 09:13 PM
    Heidi, thank you so much for your wonderful review! I'm truly grateful for your kind words and am thrilled to hear that you and Brian had a positive experience with me at CrossCountry Mortgage. It was a pleasure working with you throughout...
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    Lance P
    Posted on March 3rd, 2025 10:28 AM
    As a first-time home buyer, I was very nervous, anxious, and outright terrified of the process. But Charlie Gutierrez made it simple, easy, and if I’m being honest…he made it fun! He was patient with my wife and I throughout the house hunting...
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    Reply from Owner
    March 4th, 2025 03:08 PM
    Thank you so much for your kind words, Lance. It was truly a pleasure working with you and Savannah on this exciting journey. I'm thrilled to hear that I could help ease your nerves and make the process enjoyable for you both. Buying a home...
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    Lance P
    Melbourne, FL
    Posted on March 3rd, 2025 10:16 AM
    As a first-time home buyer, I could not have asked for a better loan officer than Charlie!
    Reply from Charlie Gutierrez at CrossCountry M...
    March 3rd, 2025 02:03 PM
    Thank you for your kind words! It was an honor to help you navigate the home-buying process. As a fellow veteran, I truly appreciate your service, and I’m glad I could be part of this milestone. Wishing you all the best in your new home!
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    Bbarksdale
    Melbourne, FL
    Posted on March 3rd, 2025 12:00 AM
    Our experience working with Charlie Gutierrez at CrossCountry Mortgage was nothing short of outstanding. From the very beginning, Charlie demonstrated exceptional expertise, dedication, and a genuine commitment to helping us secure the best...
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    Reply from Owner
    April 30th, 2025 12:00 AM
    This first-time homebuyer journey was over a year in the making—and I couldn’t be more honored to have been part of it. Helping clients feel confident, informed, and supported every step of the way is exactly what I aim for. Thank you for the...
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    Nicholas S
    Melbourne, FL
    Posted on February 19th, 2025 07:39 PM
    Charlie was extremley professional and beyond helpful. He went above and beyond to make the process as easy and smooth as possible!
    Reply from Charlie Gutierrez at CrossCountry M...
    February 19th, 2025 08:17 PM
    Nick, I'm truly grateful for your kind words. It was a pleasure working with you, and I'm thrilled to hear that you found the process smooth and easy. Going above and beyond is what I strive for with every client, and I'm glad I could make...
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    Edward G
    Melbourne, FL
    Posted on October 24th, 2024 11:12 PM
    Charlie, Michelle and team worked diligently to give us great service, a good rate and loads of help. All with a pleasant friendly ,caring attitude. . I will call him for refi or modify. Thanks again. Donna and Ed
    Reply from Charlie Gutierrez at CrossCountry M...
    October 25th, 2024 10:03 PM
    Hi Edward and Donna, it's Charlie Gutierrez here. I'm thrilled to hear that you had such a positive experience with us at CrossCountry Mortgage. It was our pleasure to provide you with great service and a good rate - that's what we strive for...
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    Ricardo E
    Posted on September 30th, 2024 08:44 PM
    Charlie was always one step ahead throughout the entire process, from the pre-approval letter to the last page we had in front for wet signing. Charlie was also very aggressive, but most important very honest during our market shop around,...
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    Reply from Owner
    October 2nd, 2024 02:41 PM
    Hi Ricardo, Thank you so much for your excellent review and the 5-star rating! It was my pleasure to assist you throughout the process, and I'm glad to hear that you appreciated my proactive approach and honesty. Your satisfaction with the...
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    Ricardo E
    Melbourne, FL
    Posted on September 30th, 2024 08:38 PM
    Charlie was always one step ahead throughout the entire process, from the pre-approval letter to the last page we had in front for wet signing. Additionally he was very aggressive on a very professional ways during our shop around process,...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    September 30th, 2024 10:09 PM
    Hi Ricardo, Thank you so much for your excellent review and the 5-star rating! It was my pleasure to assist you throughout the process, and I'm glad to hear that you appreciated my proactive approach and honesty. Your satisfaction with the...
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    Jasmine M
    West Melbourne, FL
    Posted on September 22nd, 2024 01:43 PM
    Charlie really went above and beyond to make sure our process went smoothly. I've owned 3 previous homes and this was the smoothest the closing process has ever gone. He made sure we understood the process and would even take time out of his...
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    Reply from Charlie Gutierrez at CrossCountry M...
    September 23rd, 2024 03:58 PM
    Hi Jasmine, I'm thrilled to hear that your experience with me at CCM was a positive one. Your feedback, especially about the smooth closing process, truly means a lot. I always strive to go above and beyond for clients like you, and making...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Positions
    • US Coast Guard - Machinery Technician PO1
      Jul 17th, 2001 - Mar 1st, 2022
    Memberships
    • North Florida PGA of America
    • Space Coast Association of Realtors
    • Mortgage Bankers Association
    • View All

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 476628
    Achievements
    • USCG Achievement Medal
    Hobbies
    • Golf
    • Cars
    • Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS