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Charlie Gutierrez at CrossCountry Mortgage - Loan Officer | NMLS #476628 in Melbourne, FL
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Charlie Gutierrez at CrossCountry Mortgage

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Loan Officer | NMLS #476628

4.99
(98)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.99
(98)
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  • 5.0
    TotalExpert
    D
    Dawn S
    Rockledge, FL
    Posted on May 26th, 2026 03:33 PM
    Working with Charlie was a great experience from start to finish. Communication throughout the transaction was excellent, and he consistently kept everyone informed every step of the way. His professionalism, responsiveness, and attention to...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    May 26th, 2026 03:43 PM
    I'm pleased to hear that you had a great experience, Dawn. Your kind words about my communication and professionalism mean a lot to me. I'm grateful for the opportunity to assist you and look forward to working together again.
  • 5.0
    google
    I
    Ian W
    Posted on May 22nd, 2026 10:09 PM
    Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from Ian W
    Reply from Owner
    May 26th, 2026 03:44 PM
    I'm happy to hear that you had a great experience with us, Ian.
  • 5.0
    TotalExpert
    I
    Ian W
    Melbourne, FL
    Posted on May 22nd, 2026 10:09 PM
    Thank you sir! you and your team were great .
    Reply from Charlie Gutierrez at CrossCountry M...
    May 23rd, 2026 02:53 AM
    I'm happy to hear that you had a great experience with us, Ian. Thank you for your kind words and for choosing to work with my team and me.
  • 5.0
    TotalExpert
    R
    Rebecca S
    Palm Bay, FL
    Posted on May 16th, 2026 01:01 PM
    Charlie and his team at CrossCountry Mortgage made our home loan process incredibly smooth and stress-free! From the very beginning, Charlie took the time to explain every step clearly and made sure we always understood what was happening throughout...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    May 16th, 2026 08:21 PM
    Thank you so much for your appreciated feedback, Rebecca. I'm glad to hear that the home loan process felt smooth and stress-free for you. My team and I strive to provide clear guidance and support, and it's great to know our efforts made a...
    read more
  • 5.0
    google
    J
    Johnmoore4
    Posted on April 19th, 2026 12:10 AM
    Charlie had to overcome a lot of obstacles that were not his fault in order to make our mortgage deal work.
    Reply from Owner
    April 20th, 2026 02:01 PM
    We’re happy that, despite the obstacles, we were able to make your deal work, John. Your patience and understanding throughout the process were truly appreciated. Your efforts and cooperation made a world of difference.
  • 5.0
    TotalExpert
    J
    John M
    Cocoa Beach, FL
    Posted on April 19th, 2026 12:09 AM
    had to overcome a lot of obstacles that were not his fault in order to make our deal work.
    Reply from Charlie Gutierrez at CrossCountry M...
    April 20th, 2026 02:00 PM
    We’re happy that, despite the obstacles, we were able to make your deal work, John. Your patience and understanding throughout the process were truly appreciated. Your efforts and cooperation made a world of difference.
  • 5.0
    google
    T
    T J
    Posted on April 1st, 2026 11:32 PM
    I recently closed on my old and a new  home back to back, and the entire experience was nothing short of amazing. From start to finish, everything went smoothly, efficiently, and with a level of professionalism that truly exceeded our expectations...
    read more
    Reply from Owner
    April 2nd, 2026 02:53 PM
    Torben, I really appreciate you sharing this.Working with you again meant a lot, especially with our history from CG Station Port Canaveral. Getting your previous condo sold after it had been sitting, then turning around and helping you secure...
    read more
  • 5.0
    TotalExpert
    T
    Torben J
    Winter Garden, FL
    Posted on April 1st, 2026 11:32 PM
    I recently closed on my old and a new  home back to back, and the entire experience was nothing short of amazing. From start to finish, everything went smoothly, efficiently, and with a level of professionalism that truly exceeded our expectations...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    April 9th, 2026 07:13 PM
    Torben, I really appreciate you sharing this. Working with you again meant a lot, especially with our history from CG Station Port Canaveral. Getting your previous condo sold after it had been sitting, then turning around and helping you secure...
    read more
  • 5.0
    TotalExpert
    J
    Justin S
    Melbourne, FL
    Posted on March 9th, 2026 01:36 PM
    Charlie always makes himself available to answer any questions we have. He guided us through the refi process and made it a breeze!
    Reply from Charlie Gutierrez at CrossCountry M...
    March 9th, 2026 04:20 PM
    Thank you, Justin, for the kind words. It was truly a pleasure helping you and Kristi through the process. I am glad I could make things smooth and be there to answer your questions along the way. I appreciate the trust you both placed in me....
    read more
  • 5.0
    TotalExpert
    T
    Teresa B
    Melbourne, FL
    Posted on March 1st, 2026 02:37 PM
    Charlie was very helpful throughout the entire process and was able to answer all of our questions in a timely manner.
    Reply from Charlie Gutierrez at CrossCountry M...
    March 2nd, 2026 12:54 AM
    I appreciate your feedback, Mrs. Terri. I'm glad I could assist you and Mr. Ian throughout the process and provide timely answers to your questions. If you need anything else in the future, feel free to reach out.
  • 10 of 98
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    682
    /850
    Search Rank Score
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    Positions
    • US Coast Guard - Machinery Technician PO1
      Jul 17th, 2001 - Mar 1st, 2022
    Memberships
    • North Florida PGA of America
    • Space Coast Association of Realtors
    • Mortgage Bankers Association
    • View All

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 476628
    Achievements
    • USCG Achievement Medal
    Hobbies
    • Golf
    • Cars
    • Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS