Top 5%
Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
My husband and I recently purchased our new home, and we truly couldn’t have done it without Charlie Gutierrez at CrossCountry Mortgage. From start to finish, Charlie made what can be a stressful process feel smooth, organized, and manageable....
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Reply from Owner
July 29th, 2026 02:27 PM
Kylie, thank you so much for the thoughtful review. It truly means a lot.I'm grateful you and Andrew trusted me to help you through such an important milestone. My goal is always to make the process as smooth and stress free as possible, and...
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Buying a house is stressful enough, but buying one with a bridge loan on a tight timeline just added to it. Thankfully, Charlie helped us navigate this process. For more than six months, he patiently answered our questions, gave honest advice,...
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Reply from Owner
July 29th, 2026 02:27 PM
Andrew, thank you for the kind words. It really means a lot, especially coming from a longtime friend. Helping you and Kylie purchase your home was truly my pleasure. Thank you for trusting me throughout the process and for allowing me to be...
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Quick & easy
Reply from Owner
July 6th, 2026 03:42 PM
I'm pleased to hear that you found the process quick and easy, Winnie. Thank you for your feedback!
Processing was a breeze! Thank you so much!
Reply from Charlie Gutierrez at CrossCountry M...
July 6th, 2026 03:42 PM
I'm pleased to hear that the processing went smoothly for you, Winnie. Thank you for your kind words!
Charlie was very easy to communicate with and always keeps us up to date on the process and what is needed.
Thanks Charlie!!!
Reply from Owner
July 6th, 2026 03:43 PM
I'm glad to hear that you found communication easy and felt informed throughout the process, Buncy. Thank you for your kind words and for choosing to work with me.
Charlie was very easy to communicate with and always kepps us up to date on the process and what is needed.
Thanks Charlie!!!
Reply from Charlie Gutierrez at CrossCountry M...
July 6th, 2026 03:44 PM
I appreciate your kind words. I'm glad to hear that you found the communication process clear and helpful. Thank you for trusting me to guide you through the process!
Charlie is truly one of the best Mortgage Loan Officers I've had the pleasure of working with. He navigated a very challenging loan process with professionalism, patience, and incredible expertise from start to finish.His communication was...
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Reply from Owner
July 3rd, 2026 04:17 PM
Thank you so much for your kind words, Vanessa. Your confidence and recommendation mean a lot to me, and I truly appreciate your trust and support.
Clear and fast communication. excellent customer service .
Reply from Charlie Gutierrez at CrossCountry M...
June 29th, 2026 02:39 PM
Jairo, I appreciate your feedback on the clear and fast communication. I'm glad to hear that you experienced excellent customer service. Thank you for sharing your positive experience!
Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from Alex B
Reply from Owner
June 29th, 2026 02:37 PM
Thank you for the 5-star rating, Alex. I'm glad to know you had a positive experience.
I represented the buyers as the selling Realtor in the transaction. Pros - Charlie is very friendly, he facilitated the process with regular updates for most of the loan milestones, and we did fund on the scheduled closing date. The buyers...
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Reply from Charlie Gutierrez at CrossCountry M...
June 9th, 2026 02:33 PM
Thank you for your feedback.I appreciate your comments regarding my friendliness, regular communication, and the fact that we were able to fund and close on the scheduled closing date. As you noted, the buyers successfully closed while traveling...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095