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Charlie Gutierrez at CrossCountry Mortgage - Loan Officer | NMLS #476628 in Melbourne, FL
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Charlie Gutierrez at CrossCountry Mortgage

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Loan Officer | NMLS #476628

4.97
(107)
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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside...... Show More
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Overall Ratings
4.97
(107)
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  • 5.0
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    W
    Winnie R
    Posted on July 6th, 2026 03:25 AM
    Quick & easy
    Reply from Owner
    July 6th, 2026 03:42 PM
    I'm pleased to hear that you found the process quick and easy, Winnie. Thank you for your feedback!
  • 5.0
    TotalExpert
    W
    Winnie R
    Melbourne, FL
    Posted on July 6th, 2026 03:25 AM
    Processing was a breeze! Thank you so much!
    Reply from Charlie Gutierrez at CrossCountry M...
    July 6th, 2026 03:42 PM
    I'm pleased to hear that the processing went smoothly for you, Winnie. Thank you for your kind words!
  • 5.0
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    Buncy R
    Posted on July 6th, 2026 12:09 AM
    Charlie was very easy to communicate with and always keeps us up to date on the process and what is needed. Thanks Charlie!!!
    Reply from Owner
    July 6th, 2026 03:43 PM
    I'm glad to hear that you found communication easy and felt informed throughout the process, Buncy. Thank you for your kind words and for choosing to work with me.
  • 5.0
    TotalExpert
    C
    Cresencio R
    Melbourne, FL
    Posted on July 6th, 2026 12:08 AM
    Charlie was very easy to communicate with and always kepps us up to date on the process and what is needed. Thanks Charlie!!!
    Reply from Charlie Gutierrez at CrossCountry M...
    July 6th, 2026 03:44 PM
    I appreciate your kind words. I'm glad to hear that you found the communication process clear and helpful. Thank you for trusting me to guide you through the process!
  • 5.0
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    Vanessa R
    Posted on June 30th, 2026 11:50 PM
    Charlie is truly one of the best Mortgage Loan Officers I've had the pleasure of working with. He navigated a very challenging loan process with professionalism, patience, and incredible expertise from start to finish.His communication was...
    read more
    Reply from Owner
    July 3rd, 2026 04:17 PM
    Thank you so much for your kind words, Vanessa. Your confidence and recommendation mean a lot to me, and I truly appreciate your trust and support.
  • 5.0
    TotalExpert
    J
    Jairo C
    Melbourne, FL
    Posted on June 29th, 2026 02:01 PM
    Clear and fast communication. excellent customer service .
    Reply from Charlie Gutierrez at CrossCountry M...
    June 29th, 2026 02:39 PM
    Jairo, I appreciate your feedback on the clear and fast communication. I'm glad to hear that you experienced excellent customer service. Thank you for sharing your positive experience!
  • 5.0
    google
    A
    Alex B
    Posted on June 21st, 2026 04:31 PM
    Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from Alex B
    Reply from Owner
    June 29th, 2026 02:37 PM
    Thank you for the 5-star rating, Alex. I'm glad to know you had a positive experience.
  • 3.0
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    Victoria B
    Posted on June 9th, 2026 01:18 PM
    I represented the buyers as the selling Realtor in the transaction. Pros - Charlie is very friendly, he facilitated the process with regular updates for most of the loan milestones, and we did fund on the scheduled closing date. The buyers...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    June 9th, 2026 02:33 PM
    Thank you for your feedback.I appreciate your comments regarding my friendliness, regular communication, and the fact that we were able to fund and close on the scheduled closing date. As you noted, the buyers successfully closed while traveling...
    read more
  • 5.0
    TotalExpert
    M
    Mark F
    Merritt Island, FL
    Posted on May 30th, 2026 05:29 PM
    Charlie and his team were very transparent and communicative throughout the entire process. We felt we could trust them and that they were fighting for our best financial interests. I would gladly work with Charlie again and I'll refer my family...
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    Reply from Charlie Gutierrez at CrossCountry M...
    May 31st, 2026 04:17 PM
    Thank you, Mr. Mark! I appreciate the trust you placed in me and my team. As a fellow Coastie, it was especially rewarding to help with your move to the Space Coast. Welcome to Florida, and I’m glad I could help make the transition a smooth...
    read more
  • 5.0
    TotalExpert
    D
    Dawn S
    Rockledge, FL
    Posted on May 26th, 2026 03:33 PM
    Working with Charlie was a great experience from start to finish. Communication throughout the transaction was excellent, and he consistently kept everyone informed every step of the way. His professionalism, responsiveness, and attention to...
    read more
    Reply from Charlie Gutierrez at CrossCountry M...
    May 26th, 2026 03:43 PM
    I'm pleased to hear that you had a great experience, Dawn. Your kind words about my communication and professionalism mean a lot to me. I'm grateful for the opportunity to assist you and look forward to working together again.
  • 10 of 107
    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    714
    /850
    Search Rank Score
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    Positions
    • US Coast Guard - Machinery Technician PO1
      Jul 17th, 2001 - Mar 1st, 2022
    Memberships
    • North Florida PGA of America
    • Space Coast Association of Realtors
    • Mortgage Bankers Association
    • View All

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 476628
    Achievements
    • USCG Achievement Medal
    Hobbies
    • Golf
    • Cars
    • Sports
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS