Top 5%
Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Charlie and his team were very transparent and communicative throughout the entire process. We felt we could trust them and that they were fighting for our best financial interests. I would gladly work with Charlie again and I'll refer my family...
read more
Reply from Charlie Gutierrez at CrossCountry M...
May 31st, 2026 04:17 PM
Thank you, Mr. Mark! I appreciate the trust you placed in me and my team. As a fellow Coastie, it was especially rewarding to help with your move to the Space Coast. Welcome to Florida, and I’m glad I could help make the transition a smooth...
read more
I recently closed on my old and a new home back to back, and the entire experience was nothing short of amazing. From start to finish, everything went smoothly, efficiently, and with a level of professionalism that truly exceeded our expectations...
read more
Reply from Owner
April 2nd, 2026 02:53 PM
Torben, I really appreciate you sharing this.Working with you again meant a lot, especially with our history from CG Station Port Canaveral. Getting your previous condo sold after it had been sitting, then turning around and helping you secure...
read more
Communication was off the charts every step of the way.
Reply from Owner
February 23rd, 2026 11:28 PM
I really appreciate your feedback, Marco. Keeping communication clear and consistent was a priority, and I'm glad it made a difference in your experience. If there's ever anything more I can assist you with, feel free to reach out.
Everything! Accessibility and thorough explanation. Clear and concise communication.
Reply from Charlie Gutierrez at CrossCountry M...
February 14th, 2026 08:29 PM
I appreciate your feedback, Denise. I'm glad to hear we met your expectations. Providing clear and thorough explanations is always a priority for me, and it's wonderful to know that it made a difference in your experience.
I have now used Charlie in two different occasions. First to refinance my house taking cash out and the second to buy a second home. In both occasions Charlie not only exhibited knowledge and professionalism, he showed his loyalty to repeat...
read more
Reply from Owner
November 12th, 2025 03:49 PM
Thank you for sharing your experiences, Roger. It's important to me to provide tailored solutions and a straightforward approach, and I'm glad this made a difference in your loan processes. Your recommendation means a lot, and I'm here to support...
read more
Charlie was very
patiend answering all of my questions and made my closing a smooth transitio!
Reply from Charlie Gutierrez at CrossCountry M...
August 17th, 2026 01:11 AM
I'm glad to hear that I could assist in making your closing a smooth transition, Sandi. Thank you for your kind words, and welcome back to Florida!
Charlie was great about keeping everyone informed throughout the entire transaction and seemed to always be a step ahead.He also save my buyer 1% on her mortgage saving her more money each month.
Reply from Charlie Gutierrez at CrossCountry M...
August 3rd, 2026 01:51 PM
I appreciate your feedback, Colin. I'm glad to hear that you valued the communication and that we could help save on her mortgage. Your satisfaction is important to me, and I'm happy to have been of assistance throughout the transaction.
My husband and I recently purchased our new home, and we truly couldn’t have done it without Charlie Gutierrez at CrossCountry Mortgage. From start to finish, Charlie made what can be a stressful process feel smooth, organized, and manageable....
read more
Reply from Owner
July 29th, 2026 02:27 PM
Kylie, thank you so much for the thoughtful review. It truly means a lot.I'm grateful you and Andrew trusted me to help you through such an important milestone. My goal is always to make the process as smooth and stress free as possible, and...
read more
Buying a house is stressful enough, but buying one with a bridge loan on a tight timeline just added to it. Thankfully, Charlie helped us navigate this process. For more than six months, he patiently answered our questions, gave honest advice,...
read more
Reply from Owner
July 29th, 2026 02:27 PM
Andrew, thank you for the kind words. It really means a lot, especially coming from a longtime friend. Helping you and Kylie purchase your home was truly my pleasure. Thank you for trusting me throughout the process and for allowing me to be...
read more
Quick & easy
Reply from Owner
July 6th, 2026 03:42 PM
I'm pleased to hear that you found the process quick and easy, Winnie. Thank you for your feedback!
1–10 of 111
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
View All
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
View All
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095