Top 5%
Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Reviews from Web
Communication is Key and Charlies kept me updated every step of the way.
Reply from Charlie Gutierrez at CrossCountry M...
November 24th, 2025 07:15 PM
Keeping you informed throughout the process is a top priority for me, so I'm glad to know you appreciated that. Thank you for leaving your positive feedback.
Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from William
Reply from Owner
December 7th, 2025 12:00 AM
I appreciate your feedback, William. I'm glad to know that I, along with my team, could make the process smooth for you. Your satisfaction is important to me, and it means a lot to hear that you found the experience easy. Thank you for sharing...
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Working with Charlie has been a amazing experience. I would recommend Charlie over and over again!
Reply from Charlie Gutierrez at CrossCountry M...
November 12th, 2025 03:46 PM
I'm glad to know that working together was such a positive experience for you, Cara. Your recommendation means a lot, and it's encouraging to hear that you would choose to work with me again. Thank you for your support and kind words!
10 out of 10 made the process easy!
Reply from Owner
October 28th, 2025 07:14 PM
Thank you for the kind words. It was a pleasure helping you through the VA loan process and making sure everything went smoothly this time around. I’m glad we could make it a great experience from start to finish. Big thanks as well to Jim...
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Charlie and his team made my home buying a breeze and they ensured I was taken care of the through the entire process. Answered every question I had with the VA loan process and kept a round turn on my paperwork 10 out of 10 expierence compared...
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Reply from Charlie Gutierrez at CrossCountry M...
October 28th, 2025 07:14 PM
Thank you for the kind words. It was a pleasure helping you through the VA loan process and making sure everything went smoothly this time around. I’m glad we could make it a great experience from start to finish. Big thanks as well to Jim...
read more
Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from Matt H
Reply from Owner
September 30th, 2025 08:20 PM
Thank you for the excellent rating, Matt. I'm glad to know you were satisfied with your experience. If there's anything more I can do for you, please feel free to reach out.
great experience
Reply from Charlie Gutierrez at CrossCountry M...
September 30th, 2025 08:20 PM
I appreciate your feedback on your experience, Matthew. It's fulfilling to know that everything went well. If there's anything else I can do for you, please don't hesitate to reach out.
Charlie was great to work with. Very helpful and helped us navigate a more complicated asset based loan setup.
Reply from Charlie Gutierrez at CrossCountry M...
September 9th, 2025 03:19 PM
I'm glad to hear that I could assist you with navigating the complexities of an asset-based loan. It was a pleasure working with you to find the best solution for your needs. If there's anything more I can do, feel free to reach out.
Charlie mostly worked with my husband, but from my experience he was helpful attentive and always prompt with getting back to us. We would recommend Charlie.
Reply from Charlie Gutierrez at CrossCountry M...
September 5th, 2025 07:07 PM
Thank you for sharing this. It was a pleasure helping you and Matthew through the process. This was a unique loan that most people don’t get to experience, and I really enjoyed working on it with you. I’m grateful for your trust and happy we...
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Working with Charlie was the best decision we made when it came to buying our new home. Charlie went out of his way to take all the stress out of the our financing. I can sleep easy knowing my biggest investment has been orchestrated by Charlie...
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Reply from Owner
September 5th, 2025 07:05 PM
Thank you for sharing this. I’m so glad we could take the stress out of the process for you. It means a lot that you trusted me and my team with such an important step.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095