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Charlie Gutierrez at CrossCountry Mortgage
Loan Officer | NMLS #476628
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Charlie and his team at CrossCountry Mortgage made our home loan process incredibly smooth and stress-free! From the very beginning, Charlie took the time to explain every step clearly and made sure we always understood what was happening throughout...
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Reply from Charlie Gutierrez at CrossCountry M...
May 16th, 2026 08:21 PM
Thank you so much for your appreciated feedback, Rebecca. I'm glad to hear that the home loan process felt smooth and stress-free for you. My team and I strive to provide clear guidance and support, and it's great to know our efforts made a...
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Charlie had to overcome a lot of obstacles that were not his fault in order to make our mortgage deal work.
Reply from Owner
April 20th, 2026 02:01 PM
We’re happy that, despite the obstacles, we were able to make your deal work, John. Your patience and understanding throughout the process were truly appreciated. Your efforts and cooperation made a world of difference.
had to overcome a lot of obstacles that were not his fault in order to make our deal work.
Reply from Charlie Gutierrez at CrossCountry M...
April 20th, 2026 02:00 PM
We’re happy that, despite the obstacles, we were able to make your deal work, John. Your patience and understanding throughout the process were truly appreciated. Your efforts and cooperation made a world of difference.
I recently closed on my old and a new home back to back, and the entire experience was nothing short of amazing. From start to finish, everything went smoothly, efficiently, and with a level of professionalism that truly exceeded our expectations...
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Reply from Charlie Gutierrez at CrossCountry M...
April 9th, 2026 07:13 PM
Torben, I really appreciate you sharing this. Working with you again meant a lot, especially with our history from CG Station Port Canaveral. Getting your previous condo sold after it had been sitting, then turning around and helping you secure...
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Charlie always makes himself available to answer any questions we have. He guided us through the refi process and made it a breeze!
Reply from Charlie Gutierrez at CrossCountry M...
March 9th, 2026 04:20 PM
Thank you, Justin, for the kind words. It was truly a pleasure helping you and Kristi through the process. I am glad I could make things smooth and be there to answer your questions along the way. I appreciate the trust you both placed in me....
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Charlie was very helpful throughout the entire process and was able to answer all of our questions in a timely manner.
Reply from Charlie Gutierrez at CrossCountry M...
March 2nd, 2026 12:54 AM
I appreciate your feedback, Mrs. Terri. I'm glad I could assist you and Mr. Ian throughout the process and provide timely answers to your questions. If you need anything else in the future, feel free to reach out.
Everything was handled in a professional and timely matter.
Reply from Charlie Gutierrez at CrossCountry M...
February 23rd, 2026 11:28 PM
Isis, I appreciate your feedback. I'm glad to know that everything was managed professionally and promptly. If you need any further assistance, feel free to reach out.
Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from Denise A
Reply from Owner
February 14th, 2026 08:28 PM
I appreciate the excellent rating, Denise. Thank you for choosing to work with me at CrossCountry Mortgage.
Charlie Gutierrez at CrossCountry Mortgage has received a review with 5 star rating from William
Reply from Owner
November 24th, 2025 07:14 PM
I appreciate your feedback, William. I'm glad to know that I, along with my team, could make the process smooth for you. Your satisfaction is important to me, and it means a lot to hear that you found the experience easy. Thank you for sharing...
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Charlie is a great Lender, he and his team made my process so easy it was unbelievable!
Reply from Charlie Gutierrez at CrossCountry M...
November 24th, 2025 07:14 PM
I appreciate your feedback, William. I'm glad to know that I, along with my team, could make the process smooth for you. Your satisfaction is important to me, and it means a lot to hear that you found the experience easy. Thank you for sharing...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Melbourne, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #476628 | Branch NMLS #2533060
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- US Coast Guard - Machinery Technician PO1Jul 17th, 2001 - Mar 1st, 2022
Memberships
- North Florida PGA of America
- Space Coast Association of Realtors
- Mortgage Bankers Association
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 476628
Awards
Achievements
- USCG Achievement Medal
Hobbies
- Golf
- Cars
- Sports
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095