

Zulema Ruiz
Branch Manager | NMLS# 387854

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top profes... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I recently had the pleasure of working with Zulema to secure a mortgage for my new home, and I cannot recommend her highly enough! From our very first meeting, Zulema demonstrated exceptional professionalism and expertise. She took the time...
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Reply from Zulema Ruiz
October 28th, 2024 02:22 PM
Hi Gabriel, thank you very much for your words, it means the world to me. I am here to make this process as stress free possible so that you and your wife can feel confident and HAPPY about your decision and focus on settling on your new home...
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Extremely professional and always available
Reply from Zulema Ruiz
September 6th, 2024 12:33 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Thanks be to God first and foremost and thank you @westwardrealty @zulemaloans for making our dream come true. In 2018 and before, I would have said that this was never going to be a reality for us, because of some horrible things we went through....
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Reply from Zulema Ruiz
September 5th, 2024 04:53 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Zulema is an amazing and reliable person and goes the extra mile to help you. It has been a blessing to us our process of buying our first home that words fall short to how grateful we are to her. Definitely recommend her.
Amazing support!
Reply from Zulema Ruiz
September 4th, 2024 05:18 PM
It was great working with you. Thanks again for putting your trust in us.
Too much to say! You were awesome, thank you so much for all your help and, patience, and perseverance. We have our home because of you and Maria Elena!
Reply from Zulema Ruiz
September 3rd, 2024 12:33 AM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Zulema is very professional and she always goes above and beyond to help her clients achieve their real estate goals!!
Reply from Zulema Ruiz
September 2nd, 2024 08:57 PM
I enjoyed working with you. Thanks for the great feedback.
Zulema is an excellent professional, a very good person, we are very grateful for her help and representation throughout the home buying process.Thanks so much for every think.
Reply from Zulema Ruiz
August 7th, 2024 03:46 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Communication was great and Zulema was very professional throughout the transaction.
Reply from Zulema Ruiz
July 30th, 2024 07:55 PM
Thank you!
It was a pleasure working with you. I hope to have earned your trust and I look forward to helping you with your future transactions as well as anyone you know that benefit from my services.
Zulema and her team are working to find the best ways for with my loans. I personally have a good experience with them. 💯%recomended. Thanks
Reply from Zulema Ruiz
July 30th, 2024 07:55 PM
Thank you!
It was a pleasure working with you. I hope to have earned your trust and I look forward to helping you with your future transactions as well as anyone you know that benefit from my services.
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About
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Service
Refiance
HELOANS & HELOCS
Reverse Mortgages
Hard Money
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 387854
Disclaimer
© 2024 Cornerstone First Mortgage, Inc. All Rights Reserved. NMLS ID #173855 Equal Opportunity Lender.