Top 5%
Zak Raffel at CrossCountry Mortgage
Regional Sales Manager | NMLS #1470292
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Zak and his team made the process of obtaining a mortgage simple! Everyone was very helpful and supportive . Thank you for everything
Reply from Zak Raffel
December 4th, 2025 03:38 PM
I'm pleased to hear that the process felt straightforward and that the support was helpful, Russell. It means a lot to know that I, along with my team, could assist you effectively. Should you have any more questions or need further assistance...
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From the moment we started working with Zak he was detailed, honest, and very thorough in explaining the mortgage process. He was also very responsive and made sure all of our questions were answered before closing. I would recommend him to...
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Reply from Zak Raffel
December 1st, 2025 02:14 PM
It's wonderful to hear that you found my assistance helpful throughout the mortgage process, Marlene. I'm pleased to know that I could provide the detailed and thorough guidance you needed. Your recommendation is truly appreciated, and if you...
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Fantasric service, delivers on expectations!
Reply from Zak Raffel
December 1st, 2025 05:32 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Overall the the entire team that I came I contact with were amazing, very helpful and supportive. Big thanks to everyon!!
Reply from Zak Raffel
November 26th, 2025 08:28 PM
I'm glad to hear that you found the team supportive and helpful throughout your experience, Felicia. Your gratitude for everyone's efforts means a lot to me. If there's anything more I can help you with in the future, please feel free to reach...
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appreciate the partnership and collaboration
Reply from Zak Raffel
November 18th, 2025 01:50 PM
I'm grateful for your kind words about the partnership and collaboration, Joseph. It's rewarding to know that the approach was beneficial for you. If you ever need further assistance, don't hesitate to reach out.
Such lovely people every question asked was answered in a timely manner if I know anyone who needs help I would definitely recommend thi group
Reply from Zak Raffel
November 14th, 2025 08:32 PM
It’s great to know that you found the team responsive and helpful. I appreciate your recommendation and am always here to assist if you or anyone you know needs support in the future. Thank you for sharing your experience, Fern.
Zak Raffel is the utmost caring and detailed oriented mortgage specialist. Working with him is always profoundly productive and professional! He has that genuine respect for me and humility which always makes me want to refer him business frequently....
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the home buying experience was bery smooth. great friendly staff , quick to answer any questions you may have. Looking forward to doing more business with this group
Reply from Zak Raffel
November 12th, 2025 02:51 PM
I'm pleased to hear that your home buying experience went smoothly and that the team was responsive to your questions. Building a friendly and efficient service is something I strive for, and it's rewarding to know it made a difference for...
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He had communication issues with my client for the paperwork that they needed. were multiple people involved and not coordinating together on what papers they already had. was great, but when it goes down the line, my clients were not happy...
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Reply from Zak Raffel
November 5th, 2025 02:38 PM
I really appreciate the feedback and am looking forward to working with you again.
Zak was on top of every step of the way through the process and pleasant to work with.
Reply from Zak Raffel
September 26th, 2025 11:41 PM
I'm glad to hear that you found my approach supportive and enjoyable throughout the process. Ensuring a smooth experience and being consistently involved are important to me. Thank you for your kind words, David. If you need any assistance...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1470292 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1470292
Hobbies
- Coaching Youth Sports
- Date Night with my Wife
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095