Top 5%
Zak Raffel at CrossCountry Mortgage
Regional Sales Manager | NMLS #1470292
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Zak has a wealth of knowledge in the lending industry and offers several options to his clients to achieve their best interest! I highly recommend him for your lending needs!
Reply from Owner
August 17th, 2026 05:03 PM
Thank you for your recommendation, Michael. I'm grateful for your kind words and pleased to hear that my knowledge and options were valuable to you. If you have any further needs or questions, please don't hesitate to reach out.
Zak is meticulous, hard working and super helpful when it comes to shopping options, finding the best rates and running simulation of what to expect with payments, costs and other closing expenses that we needed to lookout for.Our closing was...
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Reply from Owner
August 13th, 2026 06:34 PM
Thank you, Siddharth, for sharing your experience. I'm pleased to know that my efforts in providing detailed options and ensuring a smooth closing made a positive impact. I'm grateful for your trust and look forward to assisting you with any...
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Zak was fantastic throughout the process.
Reply from Zak Raffel
July 20th, 2026 03:06 PM
I'm glad to hear that you had a great experience, Alec. Thank you for your kind words, and if there's anything else you need, please feel free to reach out.
We can't say enough good things about Zak and his team! Buying our house could've been super stressful, but they made it easy. They were always there to answer our questions (and we had a lot of them!) and never made us feel rushed or confused....
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I cannot think of anyone who came any close to Zak Raffel's professionalism, commitment, and fairness. Always returned calls and replied email promptly. Always on top of every deadlines and todo list.I have done 4 closing before, this is my...
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Reply from Zak Raffel
June 1st, 2026 05:19 PM
Thank you, Afsan, for your thoughtful review. I'm pleased to know that my professionalism and commitment made a positive impact on your fifth closing. Your kind words and well-wishes mean a lot to me. If there's anything else I can assist with...
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Zak is a great mortgage professional that is knowledgeable and is the only one I ever met that constantly gives you status on the loan. Responds immediately to questions and is always happy to help. Very personable and will be referring other...
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As local realtors, we've worked with a lot of lenders — Zak stands out. He got our client approved for a deal that multiple other banks passed on, and his communication was top-notch every step of the way. When you need a lender who actually...
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Zak was absolutely instrumental in getting our deal to the closing table when other lenders couldn’t make it happen. He handled everything seamlessly from start to finish and was consistently communicative throughout the entire process—which...
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I had a great experience working with Zak. He's extremely knowledgeable and you can tell he genuinely cared about helping me through the mortgage process. He is very professional and extremely responsive. I would highly recommend Zak
Zak and his team were great to work with. Zak was easy to communicate with and supported me thru the entire home buying experience.
Reply from Zak Raffel
April 29th, 2026 12:48 PM
Thank you, Ashley, for sharing your positive experience. I'm grateful to have been able to support you throughout your home buying journey. It was a pleasure working with you, and I'm here if you need anything in the future.
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1470292 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1470292
Hobbies
- Coaching Youth Sports
- Date Night with my Wife
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095