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Zak Raffel at CrossCountry Mortgage - Regional Sales Manager | NMLS #1470292 in Montvale, NJ
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Zak Raffel at CrossCountry Mortgage

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Regional Sales Manager | NMLS #1470292

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
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Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
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    Jennifer G
    Posted on September 22nd, 2026 01:11 PM
    Zak Raffel at CrossCountry Mortgage has received a review with 5 star rating from Jennifer G
    Reply from Owner
    September 30th, 2026 08:05 PM
    Thank you, Jennifer, for the perfect rating. I'm glad to know that your experience with CrossCountry Mortgage, LLC was positive.
  • TotalExpert
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    Jennifer G
    Highland Lakes, NJ
    Posted on September 22nd, 2026 01:10 PM
    Zak was always there the entire step of the way with encouragement and expert knowledge on how to manueuver and maximize our home buying experience. We are so grateful to have him on our team.
    Reply from Zak Raffel
    September 29th, 2026 01:12 PM
    I'm glad to hear that my support and expertise made a positive impact on your home buying experience, Jennifer. Working with you and being part of your journey was a pleasure. Thank you for choosing CrossCountry Mortgage, LLC.
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    Brian G L
    Posted on September 16th, 2026 05:52 PM
    Zak and his team are amazing. Knowledgeable and professional. Answered all our questions and with a smile. We are grateful for the hard work of the entire Cross Country team for getting us into our new home.
    Reply from Owner
    September 24th, 2026 07:12 PM
    I'm pleased to know that you had such a positive experience with me and the team at CrossCountry Mortgage, LLC, Brian. It's great to hear that our knowledge and professionalism made a difference in your home buying journey. Thank you for your...
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    Michael G
    Posted on August 7th, 2026 07:46 PM
    Zak has a wealth of knowledge in the lending industry and offers several options to his clients to achieve their best interest! I highly recommend him for your lending needs!
    Reply from Owner
    August 17th, 2026 05:03 PM
    Thank you for your recommendation, Michael. I'm grateful for your kind words and pleased to hear that my knowledge and options were valuable to you. If you have any further needs or questions, please don't hesitate to reach out.
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    Siddharth I
    Posted on August 5th, 2026 05:48 PM
    Zak is meticulous, hard working and super helpful when it comes to shopping options, finding the best rates and running simulation of what to expect with payments, costs and other closing expenses that we needed to lookout for.Our closing was...
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    Reply from Owner
    August 13th, 2026 06:34 PM
    Thank you, Siddharth, for sharing your experience. I'm pleased to know that my efforts in providing detailed options and ensuring a smooth closing made a positive impact. I'm grateful for your trust and look forward to assisting you with any...
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  • TotalExpert
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    Alec B
    Mahwah, NJ
    Posted on July 12th, 2026 07:40 PM
    Zak was fantastic throughout the process.
    Reply from Zak Raffel
    July 20th, 2026 03:06 PM
    I'm glad to hear that you had a great experience, Alec. Thank you for your kind words, and if there's anything else you need, please feel free to reach out.
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    Laurie C
    Posted on June 25th, 2026 06:39 PM
    We can't say enough good things about Zak and his team! Buying our house could've been super stressful, but they made it easy. They were always there to answer our questions (and we had a lot of them!) and never made us feel rushed or confused....
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  • TotalExpert
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    Afsan Q
    New Windsor, NY
    Posted on May 22nd, 2026 11:19 PM
    I cannot think of anyone who came any close to Zak Raffel's professionalism, commitment, and fairness. Always returned calls and replied email promptly. Always on top of every deadlines and todo list.I have done 4 closing before, this is my...
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    Reply from Zak Raffel
    June 1st, 2026 05:19 PM
    Thank you, Afsan, for your thoughtful review. I'm pleased to know that my professionalism and commitment made a positive impact on your fifth closing. Your kind words and well-wishes mean a lot to me. If there's anything else I can assist with...
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    Dean P
    Posted on May 22nd, 2026 10:54 PM
    Zak is a great mortgage professional that is knowledgeable and is the only one I ever met that constantly gives you status on the loan. Responds immediately to questions and is always happy to help. Very personable and will be referring other...
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    Kelly M
    Posted on May 1st, 2026 11:41 AM
    As local realtors, we've worked with a lot of lenders — Zak stands out. He got our client approved for a deal that multiple other banks passed on, and his communication was top-notch every step of the way. When you need a lender who actually...
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1470292 | Branch NMLS #1487417
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2003

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • 1470292
    Hobbies
    • Coaching Youth Sports
    • Date Night with my Wife
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS