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Zak Raffel at CrossCountry Mortgage
Regional Sales Manager | NMLS #1470292

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consider... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
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Reviews from Web
Zak was absolutely instrumental in getting our deal to the closing table when other lenders couldn’t make it happen. He handled everything seamlessly from start to finish and was consistently communicative throughout the entire process—which...
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I had a great experience working with Zak. He's extremely knowledgeable and you can tell he genuinely cared about helping me through the mortgage process. He is very professional and extremely responsive. I would highly recommend Zak
Zak and his team were great to work with. Zak was easy to communicate with and supported me thru the entire home buying experience.
Reply from Zak Raffel
April 29th, 2026 12:48 PM
Thank you, Ashley, for sharing your positive experience. I'm grateful to have been able to support you throughout your home buying journey. It was a pleasure working with you, and I'm here if you need anything in the future.
Zak & his team!!!
Reply from Zak Raffel
April 27th, 2026 02:04 PM
It was great working with you. Thanks again for putting your trust in us.
Because you are very helpful and patient on every step of the way on my refinanciIng . I'm so grateful for how you helped with everything 🙏
Reply from Zak Raffel
March 2nd, 2026 07:18 PM
I'm really pleased to hear about your positive experience, Yolande. Assisting you through each step of your refinancing process was my priority, and I'm glad to know it was helpful. Your gratitude means a lot, and if you have any further questions...
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Closed on my 1st home . Highly recommend them anytime.
Zak and his team are the most knowled people. Helped with my 1st home. Highly recommended them . You will not be disappointed.
Thanks again for everything your team did .
Reply from Zak Raffel
February 2nd, 2026 04:56 PM
I appreciate your kind words, Trang. It was a privilege to assist you with your first home purchase, and I'm glad to hear that you found my team knowledgeable and helpful. Your recommendation means a lot, and I'm here if you ever need assistance...
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Super professional, always available to questions/ concerns and accommodating to all schedules!
Reply from Zak Raffel
December 12th, 2025 02:22 PM
I'm glad to hear that you found my service professional and accommodating, Nicole. Being available to address your questions and concerns is important to me, and I'm pleased that it made a difference in your experience. If you have any more...
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Zak was amazing! Always helpful, knowledgeable and made me feel comfortable the entire time during my loan process. Communication was stellar and I am so happy! I would recommend him and cross country to anyone!
Zak was excellent! Constant , clear and incredibly helpful communication
Reply from Zak Raffel
December 8th, 2025 04:58 PM
It's great to know you found the communication clear and helpful, Sarah. My goal is always to ensure a smooth process, and your feedback confirms I'm on the right track. If you ever need further assistance or have more questions, please reach...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Montvale, NJ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1470292 | Branch NMLS #1487417
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1470292
Hobbies
- Coaching Youth Sports
- Date Night with my Wife
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095