Zaine Tomkowski - First Commonwealth Mortgage 's Cover Image

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Zaine Tomkowski - First Commonwealth Mortgage...

AVP/Market Mortgage Loan Originator | NMLS# 160505...

Community PA +1

4.9

(307)

Saint Francis University

Mortgage

Mortgage Loan Officer

Saint Francis University

Contact Info

(814) 525-8974

Johnstown, PA

https://www.fcbanking.com/personal/mortgages/find-a-mortgage-loan-originator/zaine-tomkowski/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.9

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5 Star

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Experience.com

4.9

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5.0

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Zaine was always available to answer any questions we had with this process. He made this so easy!

Reply from Zaine Tomkowski

December 15th, 2023 01:42 PM

I'm very grateful for your positive review, Lindsey! I'm thrilled to know that you found the process easy with my assistance. It was my pleasure to be there for any questions you had. Your satisfaction is a top priority for us at First Commonwealth...

Anytime I called he answered and if he was helping someone else he’d communicate that to me and call me shortly after. Very knowledgeable and a great person to work with. Appreciate all the hard work

Reply from Zaine Tomkowski

January 4th, 2024 11:23 AM

Thank you for your kind words and the 5-star review, Eric. Ensuring reliable communication is a top priority for me, so I'm glad I was able to meet your expectations. I'm thrilled to hear that you appreciated the effort put into servicing your...

Not Zaine’s fault but the underwriter constant requests and demands made me almost say forget it several times. Thanks to Zaine’s hard work and positivity he convinced me not to give up.

Reply from Zaine Tomkowski

November 18th, 2023 08:49 PM

I sincerely appreciate your kind words, Dawn. I understand that the mortgage process can be demanding, but I am always here to help navigate those challenges. Your perseverance has paid off, and I'm glad I could assist you during this journey....

Communicated well

Reply from Zaine Tomkowski

November 14th, 2023 11:57 AM

I sincerely appreciate your positive feedback, Hunter. I'm thrilled to hear that you felt well-communicated during our interactions. At First Commonwealth Mortgage, we strive to provide clear and open communication to all our customers. Your...

Zaine was very quick to respond to any questions that we might have had, and was able to walk us through everything.

Reply from Zaine Tomkowski

November 14th, 2023 12:44 AM

I'm delighted to hear about your positive experience, Scott. It's always my priority to ensure clients are well-informed and comfortable throughout the entire process. Your feedback affirms the hard work we put in every day at First Commonwealth...

Very informative, helpful. Kept everything going smoothly for me.

Zaine was so helpful and extremely responsive. As first-time home buyers, he made the process smooth and was always there to answer any questions we had!

Reply from Zaine Tomkowski

November 9th, 2023 02:38 PM

I'm thrilled to hear that you had a positive experience with your first home purchase, Hannah! It was a pleasure to guide you through the process and ensure your questions were answered promptly. Your 5-star rating is greatly appreciated. It's...

I talked to him before making a mortgage about adding two loans and he said we could. Almost done and here I am hearing we can't. That was a number one question for starting.

He was very knowledgeable any questions I had he got back to me asap

Reply from Zaine Tomkowski

November 4th, 2023 03:38 PM

Thank you for your kind words and excellent rating, Frank. I'm glad to hear that you were satisfied with my prompt responses and knowledge level. At First Commonwealth Mortgage, we always strive to provide the highest level of service and assistance...

Zaine was very helpful and friendly. Very easy to communicate with.

Reply from Zaine Tomkowski

October 28th, 2023 05:39 PM

I truly appreciate your kind words and your outstanding rating, Kristin. I'm delighted to hear that you found my assistance helpful and my approach friendly. Communication is indeed vital in our role, and I'm glad I could meet your expectations....

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About

Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Construction Loan

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Specialities

First Time Homebuyer Programs

Construction Loans

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

FHA Loans

VA Loans

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Education

Saint Francis University

Business

Master of Business Administration (MBA)

Dec 2017 -May 2019

Lock Haven University

Physician Assistant

Bachelor of Science (BS)

Aug 2013 -Dec 2016

Positions

First Commonwealth Bank - Loan Officer Assistant
Feb 13th, 2017 - Nov 1st, 2021
First Commonwealth Bank - Market Mortgage Loan Officer
Nov 2nd, 2021 - Jul 1st, 2024

Memberships