Zaine Tomkowski - First Commonwealth Mortgage 's Cover Image

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Zaine Tomkowski - First Commonwealth Mortgage...

AVP/Market Mortgage Loan Originator | NMLS# 160505...

Community PA +1

4.9

(307)

Saint Francis University

Mortgage

Mortgage Loan Officer

Saint Francis University

Contact Info

(814) 525-8974

Johnstown, PA

https://www.fcbanking.com/personal/mortgages/find-a-mortgage-loan-originator/zaine-tomkowski/

Location & Business Hours

Business Hours

Fri

9 AM to 5 PM

Sat

closed

Sun

closed

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4.9

(307)

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5 Star

95%

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Experience.com

4.9

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5.0

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Zaine went above and beyond to help us and was always available for every question we had no matter what time of day. He was excellent, helpful and there every step of the way.

Reply from Zaine Tomkowski

March 8th, 2024 05:12 PM

I'm sincerely pleased to hear about your positive experience, Jamie. It was my absolute pleasure to assist you throughout the process. No matter the time of day, my mission is to ensure that all of your questions are answered and that you feel...

Zaine was great and very responsive with emails and returned calls vert fast.

Reply from Zaine Tomkowski

February 27th, 2024 12:09 PM

Thank you, Jacqueline, for your positive feedback. I am thrilled to know you had a great experience with me. I strive to be highly responsive and provide top-notch service to all my clients at First Commonwealth Mortgage. Your kind words are...

Zaine was knowledgeable and helpful during the entire process. He explained everything well and assisted us on every step of the journey. We would have been lost without him. He was wonderful to work with!

Reply from Zaine Tomkowski

February 26th, 2024 03:17 PM

Thank you so much for your kind words and stellar 5-star rating, Hunter. I'm thrilled to hear that you found my assistance throughout the process beneficial. It was truly a pleasure to work with you, and I'm glad I could help to make the journey...

Zaine made it very easy and understanding during the whole process. Highly recommend !

Reply from Zaine Tomkowski

February 24th, 2024 01:31 PM

I'm thrilled to hear that you found the process easy and understandable, Bryce. It was a pleasure assisting you and I appreciate your high recommendation. Remember, if you have any further needs or questions, don't hesitate to contact First...

Zaine kept us in the loop, he always returned calls or texts, went above and beyond to get us savings at closing as we had issues come up with the sellers and it wasn't your normal 30 day close.

Reply from Zaine Tomkowski

February 14th, 2024 02:25 PM

I'm extremely grateful for such a positive review, Michael. It was indeed a unique situation, but I'm glad I could assist in resolving the issues that arose to ensure your closing went as smoothly as possible. Your satisfaction is my top priority,...

Thank you Zaine for all your help! It was a pleasure working with you

Reply from Zaine Tomkowski

February 11th, 2024 01:16 PM

I'm truly grateful for your kind words and five-star rating, Leah. It was my absolute pleasure to assist you and I'm glad you had a satisfying experience. Please don't hesitate to reach out if you ever need any more help. At First Commonwealth...

Zaine was able to do everything he could to help us get into a house. It is not the original house we looked at but that is not his fault what we were disappointed about was the hoops we had to go through with the underwriting department. And...

Reply from Zaine Tomkowski

January 7th, 2024 03:28 PM

I sincerely appreciate your kind words and your 5-star review, Kenneth. It was a pleasure to help you embark on this journey, even though it was different from the initial plan. I understand the underwriting process can sometimes feel tedious...

Always responded to any questions I had.

Reply from Zaine Tomkowski

January 2nd, 2024 04:46 AM

I'm delighted to know that you were satisfied with the service provided, Judith. Your satisfaction is my top priority, and I'm always here to answer any questions you may have. I appreciate your 5-star rating, and it was a pleasure assisting...

Zaine was always on top of communication, incredibly easy and quick to get ahold of, and extremely pleasant to work with. He answered and re answered every question I had, even if I had already asked the same thing the day before. He has been...

Reply from Zaine Tomkowski

January 1st, 2024 06:23 PM

Thank you so much, Nicole, for your kind words and stellar rating. I'm glad to hear that you appreciated my accessibility and found the communication easy and quick. Your questions are always welcome, no matter how often they're repeated, as...

Zaine explained every step of the process. He was very professional and a pleasure to work with.

Reply from Zaine Tomkowski

December 15th, 2023 03:06 PM

I deeply appreciate your generous review, Denise. It was a pleasure assisting you through the process and I'm glad to know that my efforts in explaining each step were well-received. At First Commonwealth Mortgage, we aim to deliver professional...

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About

Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Construction Loan

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

USDA Loans

Qualified Mortgage Pre-Approvals

Specialities

First Time Homebuyer Programs

Construction Loans

Bridge Loans

Medical Professional Mortgages

Fixed Rate Mortgages

Adjustable Rate Mortgages

FHA Loans

VA Loans

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Education

Saint Francis University

Business

Master of Business Administration (MBA)

Dec 2017 -May 2019

Lock Haven University

Physician Assistant

Bachelor of Science (BS)

Aug 2013 -Dec 2016

Positions

First Commonwealth Bank - Loan Officer Assistant
Feb 13th, 2017 - Nov 1st, 2021
First Commonwealth Bank - Market Mortgage Loan Officer
Nov 2nd, 2021 - Jul 1st, 2024

Memberships