Top 5%
Zaine Tomkowski - First Commonwealth Mortgage...
AVP/Market Mortgage Loan Originator | NMLS# 160505...
Saint Francis University
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St... Show More
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Reviews from Web
Zaine took the time to explain the mortgage process and he was very helpful! He is kind, supportive, and made the house buying process more enjoyable!
Reply from Zaine Tomkowski
October 5th, 2026 05:08 PM
I'm glad I could help make the mortgage process clearer and more enjoyable for you, Taylor. It's important to me that clients feel supported and informed, and your positive experience with First Commonwealth Mortgage is truly appreciated.
Zaine was very pleasant to work with. He was very informative and available to answer all of my questions. He was very good at communicating and kept me informed throughout the whole process. He was professional and proactive as well as friendly....
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Reply from Zaine Tomkowski
October 5th, 2026 08:15 PM
I'm pleased to hear that my communication and availability made the process easier for you, Morgan. At First Commonwealth Mortgage, it's important to me that you felt informed and supported throughout your experience. Your kind words mean a...
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Very nice.. answered quickly and very informative
Very nice. Responded pretty quickly. Very helpful.
Reply from Zaine Tomkowski - First Commonwealt...
September 24th, 2026 05:30 PM
I'm happy to hear that you found my responses quick and helpful, Veronica. At First Commonwealth Mortgage, ensuring a positive experience is a priority, and I'm glad I could assist you effectively.
Zaine Tomkowski - First Commonwealth Mortgage has received a review with 5 star rating from Braeden W
Zaine was very knowledgeable and quick to respond to any questions we might have had
Reply from Zaine Tomkowski
August 24th, 2026 02:40 PM
Braeden, I'm glad I could provide the knowledge and quick responses you needed. Your feedback is valued, and I'm happy to have been of assistance.
Not losing the deed to the house an having to push the closing date of the estate back a month. As we where trying to close it to not get a massive tax an such on it.
Zaine was all why there for me and new how to give the right answers in a maner that did not make me feel stubid i would go to him every time for help he is very smart and help full
thank you Zaine
Reply from Zaine Tomkowski
August 20th, 2026 05:42 PM
Gregory, I'm grateful for your kind words and am pleased to hear that my approach made you feel comfortable. It's good to know you found my assistance helpful and that you would turn to me for support. Thank you for your trust and appreciation....
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Zaine was always very responsive and answered all of my questions. He made the home buying process incredibly easy!
Reply from Zaine Tomkowski
August 19th, 2026 02:32 PM
Camryn, I appreciate your kind words about my responsiveness and ability to answer your questions. It's great to know that I could make the home buying process easy for you. If you have any more questions or need assistance in the future, please...
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Zaine was communicative, detailed and responsive
Reply from Zaine Tomkowski
August 6th, 2026 09:28 PM
Cara, I appreciate your feedback on my communication and responsiveness. It's nice to know that my attention to detail was helpful to you. If you have any more questions or need further assistance, feel free to reach out.
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About
Zaine has been at First Commonwealth since 2017, previously serving as an assistant to a Senior Loan Originator with over 20 years of mortgage industry knowledge. While providing exceptional support to his team, Zaine obtained a MBA from St. Francis to position himself to provide even better expertise to his team and his customers. Zaine supports customers in Cambria, Somerset, Jefferson, Clearfield and Allegheny counties for any mortgage needs, including FHA, Conventional, Construction, VA, and USDA financing options. Zaine is extremely passionate about customer service and providing a smooth process for every customer.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Education
- Saint Francis UniversityBusinessMaster of Business Administration (MBA)Dec 2017 -May 2019
- Lock Haven UniversityPhysician AssistantBachelor of Science (BS)Aug 2013 -Dec 2016
Positions
- First Commonwealth Bank - Loan Officer AssistantFeb 13th, 2017 - Nov 1st, 2021
- First Commonwealth Bank - Market Mortgage Loan OfficerNov 2nd, 2021 - Jul 1st, 2024
Memberships
- CSAR
- NMLS
- Windber Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1605058
Awards
Scotsman Award Win...
Achievements
- Scotmans Award Winner
Hobbies
- Sports
- Lifting
- Exercise
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Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 1605058