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Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Zack and his team were outstanding to work with. Our loan process was smooth and fast
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Amy, I'm thrilled to hear that you found the loan process with me and the team to be smooth and fast. It’s always my aim to ensure everything runs efficiently, and I'm pleased we could deliver that experience for you. If you ever have more...
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Very kind and competent. The team managed every twist and turn Thank you
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Matthew, I'm glad to hear that you found the process both kind and competent. Although you mentioned the team, I'm always focused on making sure that every detail is managed smoothly. Thank you for your feedback, and if you ever need assistance...
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Great communication and follow through helped us to a speedy close. Just nice people to work with.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Brian, I'm pleased to know that the communication and follow-through helped ensure a smooth and speedy closing for you. It’s always my goal to make the process seamless, and I'm glad you found it to be just that. If there's ever anything more...
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Zack was polite and did a great job getting everything together in a timely manne. Very helpful.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm glad to hear that you found my assistance helpful and timely. It was a pleasure working with you, and I appreciate your positive feedback.
Zach was amazing to deal with , he was always available to answer any of my questions and did a great job of explaining every thing to me. I would recommend Zach to anyone thats that's looking to buy a house , he made the process extremely...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm thrilled to hear that your experience with me was so positive. It was my pleasure to assist you and ensure the mortgage process was easy and understandable. Thank you for your kind recommendation. If you have any more questions in the future,...
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Zack was great to work with. He answered all of questions and was always available. Everything went very quick and smooth. I would definitely recommend him!
Zack was great to work with. He answered all of questions and was always available. Everything went very quick and smooth. I would definitely recommend him!
Great communication and extremely helpful and very prompt. And a very nice person who made things easy to understand and helped do soooo much for
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm thrilled to hear that you found the communication clear and the process easy to understand. It was a pleasure assisting you, and I truly appreciate your kind words. If you have any more questions or need further assistance, please feel...
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We had the best experience buying our first home with Zach....every part of the process was quick and easy to understand...would definitely recommend zach and WaterStone.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm thrilled to hear that your first home-buying experience was so positive. It was a pleasure to assist you throughout the process. Thank you for your kind recommendation of me and Waterstone Mortgage.
Zack walked us through all the steps Answered all of our questions immediatel . He was great to work with!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
I'm thrilled to hear that you had a positive experience with the mortgage process, Amie. It was a pleasure working with you and ensuring all your questions were answered promptly. Thank you for your kind words!
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery
Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095