Top 5%
Zack Pappuleas at CrossCountry Mortgage
Branch Manager | NMLS #2071748
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Zach is a great guy. He knows his stuff and wants to get you into your dream home. Call him for any mortgage questions you got!
Reply from Zack Pappuleas
August 9th, 2026 04:25 PM
Thank you so much Tanner for the 5 Star Review!
There are many positive attributes I can share about our experience with Waterstone Mortgage and Zack Pappuleas, though the one that rings the truest is confident persistence. We had a challenging situation, and Zack figured out, even after...
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Reply from Zack Pappuleas
August 9th, 2026 04:25 PM
Thank you Cassie for the kind words and the 5 Star Review!
Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Chelsie F
We just used Zack for the second time, he is great! We will continue to use him in the future as well!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Chelsie, thank you for coming back and trusting me with your mortgage needs once again. I'm glad to hear that your experience was positive, and I look forward to helping you with any future needs. If there's anything specific you need down...
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Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Broque F
Zack Pappuleas at CrossCountry Mortgage has received a review with 5 star rating from Broque F
This Is our second time working with Zack. He went above and beyond to get us into the right loan for us. We will use him in the future for any mortgage needs. Thanks Zack!
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Broque, thanks so much for your continued trust in me for your mortgage needs. I'm really pleased to hear that I could help find the right loan for you again. It's always a pleasure working with you, and I'm grateful for the opportunity to...
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Everything about the process with yout team was streamlined and explained thoroughly! Everyone was so kind and understand and if we ever had questions they were explained and resolved almost instantly! You guys made buying a home through you...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Skylar, I'm delighted to hear that the process went smoothly for you and that everything was thoroughly explained. Providing clear answers and resolving questions quickly is always a priority for me, so I'm glad that aspect stood out. Making...
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They were all very helpful throughout the whole process of getting our first home. Zach is such an awesome guy and was always there to answer any questions that we had. I would 100% recommend going through Waterstone Mortgage we had the best...
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Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Kirsten, congratulations on getting your first home! I'm so pleased to hear that you had such a great experience. It was a pleasure answering all your questions along the way. Your recommendation means a lot to me, and I'm thrilled to have...
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Did an excellent job of explaining different options and providing consistent communication.
Reply from Zack Pappuleas at CrossCountry Mort...
May 21st, 2026 09:37 PM
Jerry, I appreciate your kind words about my work. I'm glad I could help by explaining the different options and maintaining consistent communication throughout the process. My goal is always to keep things clear and straightforward, so I'm...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Eagle, ID. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #2071748 | Branch NMLS #2181128
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
DSCR Loans
Profit & Loss Only Mortgage
Bank Statement Mortgages
Specialities
Loans: Conventional, FHA, VA, USDA, Jumbo, Construction NonQM-Bank Statement, Asset, P&L, 1099, DSCR
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Positions
- CrossCountry Mortgage - Branch ManagerMay 18th, 2026 - Current
- Waterstone Mortgage - Mortgage Loan OriginatorJan 9th, 2023 - May 15th, 2026
Memberships
- Canyon County Regional REALTORS®
- Mortgage Coach
- Business Networking International (BNI)
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Year Started
2021
Time Zone
Mountain Standard Time (MST)
Licenses
- 2071748
Gallery
Awards
2023 Rookie of the...
2024 Presidents Cl...
2025 Presidents Cl...
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Achievements
- 2026 Scotsman Guide Top Originator
Hobbies
- Camping
- Hunting
- Fishing
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095