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Zachary Chavez - Mortgage Loan Officer in Irvine, CA

Zachary Chavez

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Mortgage Loan Officer

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • SFTP
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    Alison S
    Gravette, AR
    Posted on May 11th, 2025 04:23 AM
    Very easy process and customer service was top notch!
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    Steven H
    Palm Desert, CA
    Posted on May 8th, 2025 08:30 PM
    It was all very quickly done, i appreciate that. 2 major problems that i have is 1. I opened the line of credit to make imropovements on my home. I have a draw period up to 04/2030. I have between $160,000 and $200,000 in home equity, after...
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    Reply from Zachary Chavez
    June 30th, 2026 03:03 PM
    Hello Steven, I will be calling you now to address your concerns.
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    Charles R
    Carlsbad, CA
    Posted on May 7th, 2025 11:32 PM
    It was actually the information and the attention that Zachary gave me. He was patient when I was being a little bit stubborn. He did all he could to help him make it easy for me. In A quite frankly, I was very amazed at how simple it was compared...
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    Paulette S
    Naples, FL
    Posted on April 20th, 2025 12:38 PM
    Knowledgeable fast and easy! Something very rarely found in banking.
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    Paolo L
    Costa Mesa, CA
    Posted on April 12th, 2025 08:46 PM
    Zachary was great to work with - professional, knowledgeable, and always responsive. He made the entire process smooth and stress-free. Really appreciated his help with my transaction!
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    Russell C
    Gilbert, AZ
    Posted on April 4th, 2025 02:56 PM
    Zachary kept me informed throughout the process
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    Lucinda S
    Shelton, WA
    Posted on July 18th, 2023 03:40 PM
    Zach was a pleasant person to work with and kept us up to date with the process.
    Reply from Zachary Chavez
    June 30th, 2026 03:03 PM
    Thank you so much for your kind words! It was truly a pleasure working with you and keeping you informed throughout the process. I’m thrilled to hear that you had a positive experience. If you ever have any questions or need assistance in the...
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    Angela B
    Monmouth, OR
    Posted on June 5th, 2023 04:49 PM
    He was patient with me and found a fit for my loan. I will go back to him on any financial needs I have.
    Reply from Zachary Chavez
    June 30th, 2026 03:03 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Susan S
    Dunlap, TN
    Posted on April 15th, 2023 02:30 PM
    Zachary walked us through the process and answered all our questions
    Reply from Zachary Chavez
    June 30th, 2026 03:03 PM
    Thank you so much for the kind words! I’m glad I could guide you through the process and answer your questions. If you ever need help again, feel free to reach out.
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    David P
    Erie, CO
    Posted on April 13th, 2023 12:28 AM
    Zach is awesome to work with. Professional, Kind and an overall wonderful human being.
    Reply from Zachary Chavez
    June 30th, 2026 03:03 PM
    Thank you so much for the amazing compliment! It means a lot to me that you had a great experience. I’m grateful for the opportunity to work with wonderful clients like you. If you ever need anything, don’t hesitate to reach out!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Positions
    • West Capital Lending - Branch Manager
      Jul 11, 2022 - Current

    Year Started

    2015

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 1440314
    • DRE 2210566
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing