

Zach Kwakenat
Area Manager | NMLS #400966

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I can always depend on Zach to make a very smooth transaction with my closings. My clients enjoy working with him and it relieves a lot of stress for me - he is my go to guy every time!!!
Reply from Zach Kwakenat
April 30th, 2025 01:55 AM
Thanks Mary :). I love working with you and appreciate you so much!! You're an amazing agent, always on top of things and your great communication makes my job easy.
Zach was there for all of mine and my wife's question. and whenever we texted him we would get a fast reply and he was ext understanding that we were first time home buyers and helped us understand everything about the loan and the proces.
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Zach made the whole process of getting a mortgage loan easy. He was always available to answer our questions and explained the process throughly.
Great communicator, Zach made the home buying process easy.
Reply from Zach Kwakenat
March 4th, 2025 01:06 AM
Thank you so much, Jeremy! I loved working with you on your home purchase and so happy for you finding that perfect home! Always here if you need anything or if you have any questions for me.
Zach does a great job with communicating with both my clients, and myself! He is available at all hours and every day. He returns calls/messages promptly! Zach is my #1 go to for financing!
Reply from Zach Kwakenat
February 8th, 2025 09:34 PM
Thanks Tim!! You're always great to work with and I truly appreciate your partnership!!
Great experience
Reply from Zach Kwakenat
February 8th, 2025 09:35 PM
Thank you so much, Crystal!!
It was fantastic working with you and Jeremy. So thrilled for you both and congratulations on the gorgeous new home :)
Quick follow up on questions.
Reply from Zach Kwakenat
December 13th, 2024 03:31 PM
Thank you so much for your 5-star review, Bridget! It was such a pleasure working with you and I'm always here if you need anything or have any questions.
Thank you,
Zack was a pleasure to work with and made the process go smoothly
Reply from Zach Kwakenat
December 13th, 2024 03:32 PM
Thank you so much for your 5-star review, Greg! I really appreciate it and it was a pleasure working with you as well.
Zach made our loan process very easy with exceptional communication and professionalism .
Zach wasn"t always the best at communicating. The system was hard to use and it times caused much frustration.
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Central Standard Time (CST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235