Zach Kwakenat
Area Manager | NMLS #400966
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Zach was awesome - plan to recommend him to any friend buying a house. He was a great communicator, responded promptly, even outside business hours, and very enjoyable to work with.
Reply from Zach Kwakenat
December 15th, 2025 05:22 PM
Thank you so much, Sean!! To say it was a pleasure working with you and Courtney is an understatement! You two are wonderful human beings and it was awesome just being a part of your first time purchasing a home!!
My clients loved working with Zach! His communication with my clients and I was excellent! We got from accepted offer to closing in 3 weeks. Great working with Zach!
Reply from Zach Kwakenat
December 15th, 2025 05:21 PM
Thank you, Tim! I appreciate the kind words, and I always appreciate working with you!
Zach was very responsive and stepped up when we ran into some minor issues to insure we were able to close by our closing date.
Reply from Zach Kwakenat
December 15th, 2025 05:24 PM
Thank you so much, Brian. It was a pleasure working with you and Jackie and so glad we got you into your perfect vacation home!! Always feel free to reach out with any needs or questions and I'll be in touch as well.
Zach and his team was fantasti!
Reply from Zach Kwakenat
July 24th, 2025 06:26 PM
Thank you so much, Sarah. It was a pleasure working with you and Junior!!
excellent communication, always promot and informative.
Reply from Zach Kwakenat
July 28th, 2025 03:51 PM
Thank you, Junior!!!
Zach was great and very capable.
Zach was very responsive and helpful. He was always on the ball with smile - very nice to work with Zach!
Reply from Zach Kwakenat
June 10th, 2025 02:11 AM
Thank you as always, Rita :). You're amazing and love working with you!!
Zach is noy only a fabulous and knowlegeable loan officer, but an incredible human as well. I refer him to as many of my buyers buyers as possible!
Reply from Zach Kwakenat
May 27th, 2025 03:18 PM
You're the best, MB!!! ❤️
Zach was responsive, professional, extremely knowledgable, realistic and overall, very pleasant to work with! I'm very happy my realtor, Greg Winegarden referred us to Zach!
Reply from Zach Kwakenat
May 20th, 2025 09:00 PM
Thank you so much, Elizabeth. I really appreciate your feedback and it was such a pleasure working with you and Luke!!
Did not like the 60+ per day spam phone calls I got after the hard credit check was made in support of this loan
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
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Time Zone
Central Standard Time (CST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235