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Zach Kent - Branch Manager/Senior Loan Officer | NMLS# 1214281 in Allen, TX

Zach Kent

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Branch Manager/Senior Loan Officer | NMLS# 1214281

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Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
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Location & Business Hours
Wednesday
8:30 AM to 5:00 PM
Thursday
8:30 AM to 5:00 PM
Friday
8:30 AM to 5:00 PM
Overall Ratings
4.98
(211)
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Reviews from Web
  • 5.0
    Encompass
    C
    Crystal P
    Stephenville, TX
    Posted on May 21st, 2026 07:53 PM
    This is our third time working with Zach and we had another great experienc! He's always quick to answer our questions and make sure all goes smoothly! He's very knowledgeable and pleasant to work with.
  • 5.0
    Encompass
    A
    Ashley N P
    Winnsboro, TX
    Posted on May 18th, 2026 03:33 PM
    Zach and the entire team went above and beyond for us. I do not have enough words to express how thankful I am for everyone involved. This isn't just a business transaction they are a part of, it's a new chapter in the lives of many and we...
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    Reply from Zach Kent
    May 21st, 2026 03:34 PM
    Ashley, I'm grateful for your kind words and pleased to know that the experience felt like more than just a business transaction for you. It's truly rewarding to be part of such an important chapter in your life. If there's anything else I...
    read more
  • 5.0
    Encompass
    J
    Jamee L J
    Scroggins, TX
    Posted on May 4th, 2026 05:50 PM
    Zach was able to help with a particlar ground lease challenge that others could not. He communicated clearly. I have already referred him to several friends.
    Reply from Zach Kent
    May 7th, 2026 05:50 PM
    I'm pleased to hear that I could assist with the ground lease challenge, Jamee. Thank you for your kind words and for referring me to your friends. If there's anything more I can do for you or them, please don't hesitate to reach out.
  • 5.0
    Encompass
    J
    John-Brent B
    Scroggins, TX
    Posted on April 23rd, 2026 01:48 PM
    Zach was refered to me for my clients, and now I have sent two more clients His way. Truly a pleasant and smooth transaction! Thank-you Zach!
    Reply from Zach Kent
    April 27th, 2026 08:28 PM
    I appreciate your trust and support, John-Brent. It's wonderful to hear that you found the transaction pleasant and smooth. If there's anything else I can do for you or your clients, please let me know.
  • 5.0
    Encompass
    C
    Chad P B
    Winnsboro, TX
    Posted on April 4th, 2026 01:45 PM
    Zach did a great job, made it easy. Just wish appraisal came in higher
    Reply from Zach Kent
    April 7th, 2026 01:46 PM
    I'm glad to hear you found the process easy, Chad. I strive to make things as smooth as possible. Regarding the appraisal, I understand how that can be a bit of a disappointment. If there's anything else I can assist you with or any questions...
    read more
  • 5.0
    Encompass
    D
    Drew O
    Forney, TX
    Posted on March 23rd, 2026 01:48 PM
    Fast response. Beats working with a large bank or credit union.
    Reply from Zach Kent
    March 26th, 2026 01:49 PM
    Thank you, Drew, for highlighting the fast response you experienced with me. It's important to provide timely and efficient service, and I’m glad to hear you found working with me preferable to a larger bank or credit union. If there's anything...
    read more
  • 5.0
    Encompass
    L
    Lauren A W
    Sulphur Springs, TX
    Posted on March 23rd, 2026 01:13 PM
    We were very happy with everything. It was a very smooth and painless process. Now we are in our new home.
    Reply from Zach Kent
    March 26th, 2026 01:14 PM
    I'm pleased to hear that everything went smoothly for you, Lauren. It's rewarding to know that the process was painless and you're now settled in your new home. If there's anything else I can do for you, don't hesitate to reach out.
  • 5.0
    Encompass
    B
    Brian C
    Mount Vernon, TX
    Posted on March 19th, 2026 09:34 PM
    Communication and understanding
    Reply from Zach Kent
    March 23rd, 2026 06:06 PM
    I appreciate your feedback, Brian. Ensuring clear communication and understanding is important to me. If there's anything more I can do for you, feel free to let me know.
  • 5.0
    Encompass
    S
    Scott S
    Mount Vernon, TX
    Posted on March 19th, 2026 11:28 AM
    His personal attention to detail and extra efforts to make sure all the pieces were in place to get a positive outcome.
    Reply from Zach Kent
    March 23rd, 2026 01:31 PM
    It's great to know that my attention to detail and efforts had a positive impact on your experience, Scott. Making sure everything is in place for the best possible outcome is always my goal. If there's anything further I can assist you with,...
    read more
  • 5.0
    Encompass
    K
    Kelli K
    Garland, TX
    Posted on March 15th, 2026 08:57 PM
    Zach kept us in the loop for every step of the way and explained everything that we needed to know. wonderful experience!
    Reply from Zach Kent
    March 18th, 2026 08:58 PM
    Keeping you informed and making sure you understand every step is a priority for me, Kelli. I'm glad to hear that it led to a positive experience. If there's anything else you need or any further assistance required, I'm here to help.
  • 10 of 211
    About
    Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do. We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    309
    /850
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    Time Zone

    Central Standard Time (CST)
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.