

Zach Appleby
Producing Area Manager

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Zach was great!
Reply from Zach Appleby
June 3rd, 2026 04:42 PM
Paul, I'm thankful for your kind words and pleased to hear that you had a great experience working with me.
Zach is always on top of things for us! Zach works non stop for us! We don't know what we would do without our "go to" lender!!!
Reply from Zach Appleby
June 2nd, 2026 09:07 PM
Cheryl, I'm glad to know that you consider me your "go to" lender and that my efforts have been helpful for you. Thank you for sharing such a positive experience!
Efficient and easy to work with.
Reply from Zach Appleby
May 29th, 2026 12:07 PM
Nicole, I'm happy to hear that you found working with me efficient and easy. Thank you for sharing your experience!
Very knowledgeable and informative of the process, would recommend to family and friends
Reply from Zach Appleby
May 24th, 2026 07:41 PM
Mark, I'm pleased to know that you found my knowledge and information about the process helpful. Your recommendation to family and friends is greatly appreciated. Thank you!
Zach answered all of my questions, and he was very quick with responses. The closing apprached very fast because of his hard work and attention to detail. I will be calling Zach again when I am in need of a mortgage or refinance.
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Reply from Zach Appleby
May 20th, 2026 11:09 AM
Jacob, I'm pleased to hear that my quick responses and attention to detail made the closing process smooth for you. I'm grateful for your trust and look forward to assisting you with any future mortgage or refinance needs. Thank you for your...
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Zach is an expert in his field. His level of knowledge and communication makes every transaction smooth. I appreicate Zach's work and he is a vital part of our team
Reply from Zach Appleby
May 18th, 2026 12:22 PM
Mandy, I'm grateful for your kind words and appreciation. It's appreciated to know that my knowledge and communication have contributed to smooth transactions for your team. Thank you for considering me a vital part of your success.
Zach was communicative, available when I needed him, and readily explained any aspects of the process that I had questions about.
Reply from Zach Appleby
May 17th, 2026 06:23 PM
Jonathan, I'm glad to hear that you found my communication and availability helpful throughout the process. It's important to me that all your questions were addressed, and I appreciate your kind words. Thank you for trusting me with your mortgage...
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Hard work and we are glad we chose Highlands Mortgage because they were so honest and with great diligence we were able to turn the key to the house in a week and close.
Reply from Zach Appleby
May 17th, 2026 01:22 PM
Zainab, I'm pleased to hear that you had a positive experience with Highlands Residential Mortgage. It's great to know that our honesty and diligence helped you close on your house quickly. Thank you for choosing us for this important step...
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I was working with multiple different lenders. Zack got us the best deal by a mile. He was responsive to all of our questions super fast and helpful through our process of buying our first home.
Zach was great! Very knowledgeable and prompt.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 328764
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