

Zach Appleby
Producing Area Manager

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
We had an excellent experience working with Zach. He was professional, knowledgeable, and responsive throughout the entire home-buying process. He clearly explained our loan options, answered every question we had, and kept us updated from...
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Reply from Zach Appleby
September 3rd, 2026 10:59 AM
Nicholas, I'm glad to hear that you had an excellent experience during the home-buying process. It's nice to know that my professionalism and responsiveness helped make the journey smooth for you. Thank you for your kind words and recommendation....
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Zach is extremely knowledgeable and always available. I felt like an exclusive client.
Reply from Zach Appleby
August 23rd, 2026 01:32 PM
John, I appreciate your kind words about my knowledge and availability. I'm glad you felt like an exclusive client, as providing personalized service is important to me. If there's anything more I can do for you, please let me know.
Zach was a good ole boy! Always willing to help. I felt like i knew him for years.
Reply from Zach Appleby
August 2nd, 2026 11:52 AM
Karlo, I'm happy to hear you felt so comfortable and supported throughout the process. It's great to know I could be of assistance whenever needed. If you have any more questions or need help in the future, please don't hesitate to reach out....
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we had a great experience working with Zac from start to finish throughout the mortgage process for our new home. He was helpful, responsive, and made the progress feel smooth and well supported.
Reply from Zach Appleby
July 25th, 2026 11:17 AM
Keri, I'm pleased to hear that you had a great experience throughout the mortgage process. It's good to know that my support and responsiveness contributed to making everything smooth for your new home. If you have any more questions or need...
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Zach and his team
Reply from Zach Appleby
July 16th, 2026 11:07 AM
Michael, I'm grateful for your positive feedback. It's wonderful to know that my team and I were able to meet your expectations. If you have any more feedback or need assistance in the future, feel free to reach out.
Zach was always on top of things. Calling me when needed. Using the app to quickly and efficiently complete tasks. Timing on everything was fast and it all went smooth and stress free.
Reply from Zach Appleby
July 14th, 2026 11:01 AM
Andrew, I appreciate your feedback. I'm glad to know that my communication and use of the app helped make everything smooth and stress-free for you. If you ever need further assistance, I'm here to help.
Zach was very prompt with communication. More importantly, he was clearly knowledgeable about the full process and took great care to explain it to us. We felt like we were a priority to him. Zach established a relationship of trut with us,...
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Reply from Zach Appleby
July 13th, 2026 10:08 AM
Thank you for your kind words, Seth. I'm grateful to hear that my communication and explanations helped you feel prioritized and informed throughout the process. Building trust with clients like you is very important to me, and I appreciate...
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Zach was great from start to finish. He was integral in getting my buyer's offer accepted, identifying that the home qualified for an appraisal waiver, which allowed us to commit to a short closing timeframe. I will definitely be recommending...
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Reply from Zach Appleby
July 12th, 2026 04:10 PM
I'm glad I could assist in securing your buyer's offer, Rachel. It's wonderful to hear that the appraisal waiver was beneficial for a quick closing. Thank you for considering recommending my services to future clients!
Zach was great at answering the many questions I had while going through the process
Reply from Zach Appleby
July 10th, 2026 11:54 AM
I'm happy to hear that I could assist with your questions, Derek. It's good to know that you felt supported throughout the process. If you have any more questions or need further assistance, please don't hesitate to reach out.
Zach went above and beyond to make this process smooth
Reply from Zach Appleby
July 7th, 2026 11:14 AM
Thank you for your kind words, Kaley. I'm pleased to hear that I was able to make the process smooth for you. If there's anything else I can assist with, please feel free to reach out.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 328764
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