

Zach Appleby
Producing Area Manager

Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
The quick responces and clear explination of what was needed.
Zach and team were great throughout the whole process. Communication was great and timely, couldn't have asked for a better experienc!
Reply from Zach Appleby
September 9th, 2026 02:35 PM
Danika, I appreciate your positive feedback about the communication and experience with my team and me. I'm glad we could make the process smooth for you.
We were recommended Zach from a friend that was recommended Zach from their friend. So I assumed it was going to be a pleasant experience and it was. Zach was prompt with answers and tasks, stayed in constant communication and helped us (both...
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Reply from Zach Appleby
September 8th, 2026 10:53 AM
Amanda, I'm grateful for your kind words and the opportunity to assist you through the home-buying process after so many years. It's good to know that my communication and knowledge helped make the experience a pleasant one for you. Thank you...
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Great lender and company. The entire lending process is good communication.
Reply from Zach Appleby
September 7th, 2026 02:54 PM
Michael, I appreciate your positive feedback about the communication throughout the lending process. I'm glad you had a good experience with us at Highlands Residential Mortgage.
Zach was professional and timely, explained everything before questions arose!
Reply from Zach Appleby
September 6th, 2026 03:13 PM
Robert, I appreciate your kind words about my professionalism and proactive communication. I'm glad to know that everything was clear for you during the process.
We had an excellent experience working with Zach. He was professional, knowledgeable, and responsive throughout the entire home-buying process. He clearly explained our loan options, answered every question we had, and kept us updated from...
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Reply from Zach Appleby
September 3rd, 2026 10:59 AM
Nicholas, I'm glad to hear that you had an excellent experience during the home-buying process. It's nice to know that my professionalism and responsiveness helped make the journey smooth for you. Thank you for your kind words and recommendation....
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Zach is extremely knowledgeable and always available. I felt like an exclusive client.
Reply from Zach Appleby
August 23rd, 2026 01:32 PM
John, I appreciate your kind words about my knowledge and availability. I'm glad you felt like an exclusive client, as providing personalized service is important to me. If there's anything more I can do for you, please let me know.
Zach was a good ole boy! Always willing to help. I felt like i knew him for years.
Reply from Zach Appleby
August 2nd, 2026 11:52 AM
Karlo, I'm happy to hear you felt so comfortable and supported throughout the process. It's great to know I could be of assistance whenever needed. If you have any more questions or need help in the future, please don't hesitate to reach out....
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we had a great experience working with Zac from start to finish throughout the mortgage process for our new home. He was helpful, responsive, and made the progress feel smooth and well supported.
Reply from Zach Appleby
July 25th, 2026 11:17 AM
Keri, I'm pleased to hear that you had a great experience throughout the mortgage process. It's good to know that my support and responsiveness contributed to making everything smooth for your new home. If you have any more questions or need...
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Zach and his team
Reply from Zach Appleby
July 16th, 2026 11:07 AM
Michael, I'm grateful for your positive feedback. It's wonderful to know that my team and I were able to meet your expectations. If you have any more feedback or need assistance in the future, feel free to reach out.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 328764
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