Zach Appleby
Producing Area Manager
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Zach had great communication at all times! Anytime we had questions Zach would jump on a call and explain numbers to us. I highly recommend you go to him with any mortgage needs!
Zach was always so kind, patient and polite! He always answered my messages in a timely manner, and helped making the home buying process so smooth. I cannot thank Zach enough!
Reply from Zach Appleby
October 29th, 2026 06:46 PM
Christian, I appreciate your kind words about my patience and politeness during the home buying process. I'm glad I could help make the experience smooth for you with Highlands Residential Mortgage, Ltd.
Zach was a great help to us and an incredible asset to our homebuying experience. From the beginning, with getting pre-approved up until closing day, it was clear he gave his all in order to make this process as smooth and quick as possible....
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Reply from Zach Appleby
October 29th, 2026 10:22 AM
Carly, I'm glad to hear that I could be a great help and asset during your homebuying experience. It's wonderful to know that my efforts in communication and responsiveness made the process smoother for you. I'm thankful for your kind words...
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Zach was awesome. Everything was seamless and easy. Great experience!
Reply from Zach Appleby
October 29th, 2026 12:54 AM
Brian, I'm happy to hear that you had a seamless and easy experience. It's great to know that the process with me at Highlands Residential Mortgage, Ltd. met your expectations.
Zach has been my "go to" lender for years. I wouldn't trade him for anything.
Reply from Zach Appleby
October 26th, 2026 03:07 PM
Cheryl, I'm grateful to be your "go to" lender and truly value your trust over the years. It's always a pleasure working with you through Highlands Residential Mortgage, Ltd.
Everything was explained very well to the best I think for buying a first home zach was very patient and very knowledgeable im very happy he was here to help us
Reply from Zach Appleby
October 21st, 2026 07:47 PM
Shawn, I'm pleased to hear that I could assist you with your first home purchase and provide the patience and knowledge you needed. It's great to know that you felt well supported by me and my team at Highlands Residential Mortgage, Ltd.
Zach will go over and above to get the job done. I wouldn't recommend anyone but Zach. He responds to your emails, text messages and phone calls ASAP. ASAP. Communication is number one and he's always there for you.
Reply from Zach Appleby
October 19th, 2026 11:32 AM
Janet, I appreciate your kind words and I'm glad to hear that my commitment to communication made a positive impact. It's important to me at Highlands Residential Mortgage, Ltd. to be responsive and supportive throughout the process. Thank...
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Zach and his entire team were the absloute best to work with! They are personable and truly care abour their clients. I would only want to work with Zach and his team in the future! Thank you for all you did !
Reply from Zach Appleby
October 19th, 2026 11:32 AM
Kelly, I appreciate your kind words and am glad to hear that you had such a positive experience with me and my team at Highlands Residential Mortgage, Ltd. It's wonderful to know that you felt cared for and would choose to work with us again...
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Zach and his team were able to help make buying my first home as smooth as possible, answering every question along the way, and making sure everything was taken care of, and being highly accessible if I had any questions!
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Reply from Zach Appleby
October 17th, 2026 10:21 PM
Elijah, I'm pleased to hear that my team and I at Highlands Residential Mortgage, Ltd. were able to make your first home buying experience smooth and accessible. It's great that we could answer all your questions and ensure everything was taken...
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The friendly, professional service and clear communication made my experience great. I felt valued and supported throughout the process. Thank you for making everything easy and pleasant!
Reply from Zach Appleby
October 13th, 2026 02:20 AM
Bedilu, I'm thankful for your kind words and glad that you felt valued and supported during the process. It's great to know that my service and communication at Highlands Residential Mortgage, Ltd. made your experience easy and pleasant.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 328764
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