Zac Holt
Branch Manager | NMLS# 739193
Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas
With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest cons... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Many thanks to Zac Holt and his team at First Rate Mortgage. He was courteous and responsive throughout my refinance process. Best call I have made.
I have bought several properties over the years, the service provided was second to none. Not only that but he has the best rates in town and a hassle free process.
I worked with Zac to get my loan refinanced and he was honest, professional and attentive. He was able to get me a good rate and I didn't feel like I was just a number. Will use again in the future.
I worked with Zac to get my loan refinanced and he was honest, professional and attentive. He was able to get me a good rate and I didn't feel like I was just a number. Will use again in the future.
My feedback for Delmar Financial Company has been nothing but AMAZING. My husband and I shopped for mortgage company's prior to us closing on our first new home. We tried several banks, credit unions all were either quoting high interest rates...
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Zac is an excellent lender. He is extremely knowledgeable, professional and hands on. Every step of the way he kept us informed on the process of our home loan application. He was able to keep us calm in a time of stress and made the process...
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Going through the refinance process, I had a lot of questions. Zac was patient with me and answered everything I asked. He was easy and efficient to work with. I would use him in the future.
Zac understands his customer's needs, he quickly responded to all our questions and requests. Because of the outstanding professional service he provided during our property purchasing process, we would recommend Zac to all our family and friends....
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He was extremely professional and patient with us. This was our first refinance and had many questions and concerns. Zachary was thorough in explaining all the details and steps to complete the process and was there every step of the way to...
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Zac was very helpful and knowledgeable during the refinance process. He was professional and answered a lot of my questions that I had. I referred him to my parents and to a fellow coworker and they loved working with him too.
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About
Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas
With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest consultation and setting the proper expectations upfront, we avoid the unpleasant surprises. With a great family orientated company like Delmar Mortgage, we can get you where you want to be with ease.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 739193
Disclaimer
This is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. For more information on licensing information, visit https://delmarmortgage.com/licenses. ©2026 Delmar Mortgage, NMLS ID# 30998.
© 2026 Delmar Financial Company (dba Delmar Mortgage)
1066 Executive Parkway, Suite 100, St. Louis MO, 63141
Lender NMLS ID# 30998