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Zac Holt - Branch Manager |  NMLS# 739193 in Saint Louis, MO

Zac Holt

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Branch Manager | NMLS# 739193

4.89
(102)
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Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest cons...... Show More
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Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
9:00 AM to 5:00 PM
Sunday
9:00 AM to 5:00 PM
Overall Ratings
4.89
(102)
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Reviews from Web
  • 5.0
    Encompass
    J
    John G B
    Johns Island, SC
    Posted on May 14th, 2026 10:54 PM
    The great communication
  • 5.0
    Encompass
    A
    Andrea M M
    Woodbridge, VA
    Posted on May 10th, 2026 08:56 PM
    Zac is amazing and lowest interest rates out there!
    Reply from Zac Holt
    May 20th, 2026 08:56 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    C
    Christa D D
    Wesley Chapel, FL
    Posted on May 7th, 2026 06:11 PM
    Thanks, Zac for your kindness and for always finding a way to close smoothly!
    Reply from Zac Holt
    May 17th, 2026 06:12 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    J
    James D M
    Woodbridge, VA
    Posted on May 7th, 2026 04:56 PM
    Zac is the absolute best and gets me the best rates! This is the 4th or 5th home loan I have closed with him! He makes things easy and we closed in under 3 weeks!
    Reply from Zac Holt
    May 17th, 2026 04:56 PM
    Helping great customers like you is why I'm in this business. Thank you so much for entrusting me with your mortgage experience and great feedback.
  • 5.0
    Encompass
    M
    Miranda P
    Ballwin, MO
    Posted on March 16th, 2026 07:45 PM
    Zac was able to close on a new house for me within two weeks. Great communication from his team as week.
    Reply from Zac Holt
    March 26th, 2026 07:46 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    J
    James D M
    Lake Ozark, MO
    Posted on January 31st, 2026 10:38 PM
    Zac is amazing and got my a great rate when no with no closing costs!
    Reply from Zac Holt
    February 11th, 2026 09:37 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    M
    Michael C
    Downers Grove, IL
    Posted on January 4th, 2026 06:04 PM
    Zac did a great job walking us through the process and answering our questions
    Reply from Zac Holt
    January 14th, 2026 06:04 PM
    Thank you for the 5-Star review. If you need anything, feel free to give us a call.
  • 5.0
    Encompass
    R
    Ronald J G
    Saint Louis, MO
    Posted on November 10th, 2025 04:05 PM
    Zac is highly responsive, clear in communicating what I need to know and do, and got this refi done with amazing speed and accuracy.
    Reply from Zac Holt
    November 20th, 2025 04:07 PM
    I really appreciate the feedback and am looking forward to working with you again.
  • 5.0
    Encompass
    M
    Malcolm K M
    Vestavia Hills, AL
    Posted on October 27th, 2025 02:15 PM
    Timely, responsive and very professional!
    Reply from Zac Holt
    November 6th, 2025 02:15 PM
    Helping great customers like you is why I'm in this business. Thank you so much for entrusting me with your mortgage experience and great feedback.
  • 5.0
    Encompass
    G
    Gayle A W
    Clayton, MO
    Posted on October 27th, 2025 11:06 AM
    I have had the opportunity to work with Zac on 2 loans and each time he has made the process easy, service forward and transparent. Highly recommend !
    Reply from Zac Holt
    November 6th, 2025 08:02 PM
    It was great working with you. Thanks again for putting your trust in Delmar Mortgage!
  • 10 of 102
    About
    Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest consultation and setting the proper expectations upfront, we avoid the unpleasant surprises. With a great family orientated company like Delmar Mortgage, we can get you where you want to be with ease.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Cash-Out Refinances
    151
    /850
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 739193
    Disclaimer
    This is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. For more information on licensing information, visit https://delmarmortgage.com/licenses. ©2026 Delmar Mortgage, NMLS ID# 30998.

    © 2026 Delmar Financial Company (dba Delmar Mortgage)
    1066 Executive Parkway, Suite 100, St. Louis MO, 63141
    Lender NMLS ID# 30998

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