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Zac Holt - Branch Manager |  NMLS# 739193 in Saint Louis, MO

Zac Holt

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Branch Manager | NMLS# 739193

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Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest cons... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
1%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    T
    Thomas K
    DENVER, CO
    Posted on May 30th, 2020 03:49 PM
    Communication and Zach’s thoroughness with keeping me informed with every step of the process as we refinanced, to me, the most important aspects of the refinance.
  • Encompass
    N
    Natalie N
    GROVE CITY, OH
    Posted on May 20th, 2020 03:26 PM
    Zac made this experience very smooth and I would recommend him to anyone looking for loan officer. Great communication, good rates and just overall pleasant business partner. This is my second time working with Zac and I’ll plan to go back...
    read more
  • Encompass
    S
    Sean W
    Montgomery, TX
    Posted on May 17th, 2020 01:44 PM
    Quick and easy process.
  • Encompass
    S
    Stavros L
    BALLWIN, MO
    Posted on May 17th, 2020 02:45 AM
    Professional, attentive service
  • Encompass
    D
    Demos A
    SAINT LOUIS, MO
    Posted on May 14th, 2020 07:39 AM
    Zach communicated very well during an absolutely crazy time with the Covid situation. We appreciated it very much!
  • Encompass
    M
    Megan B
    BRADENTON, FL
    Posted on May 5th, 2020 03:41 PM
    Prompt responses to my emails and questions answered. Application and signing process was very easy.
  • Encompass
    R
    Richard J
    VENICE, FL
    Posted on March 24th, 2020 01:15 PM
    Zachary is very knowledgeable and understands the nuances of financing and refinancing. I found him extremely easy to talk with and felt assured by his advice. His ability to explain the process in clear detail far exceeds that of the average...
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  • Encompass
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    Philip E
    Palm Coast, FL
    Posted on February 19th, 2020 05:28 PM
    Very efficient service with good anticipation of potential issues which might arise!
  • Encompass
    C
    Christa D
    Wesley Chapel, FL
    Posted on February 12th, 2020 01:36 PM
    Zacs professionalism and response time.
  • Encompass
    L
    Learie R
    Maple Heights, OH
    Posted on December 13th, 2019 02:25 PM
    Zac and team did a phenomenal job taking care of me and my family. As an active duty military member the ease of service was very refreshing. Zac thank you for all your support.
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    About
    Zac is licensed in Colorado, Florida, Georgia, Missouri, Ohio, Oklahoma, Tennessee, Texas With over 15 years of experience in the mortgage industry, I know the only surprises my clients prefer are the good ones. By providing an honest consultation and setting the proper expectations upfront, we avoid the unpleasant surprises. With a great family orientated company like Delmar Mortgage, we can get you where you want to be with ease.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Cash-Out Refinances
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    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 739193
    Disclaimer
    This is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms and conditions are subject to change at any time. For more information on licensing information, visit https://delmarmortgage.com/licenses. ©2026 Delmar Mortgage, NMLS ID# 30998.

    © 2026 Delmar Financial Company (dba Delmar Mortgage)
    1066 Executive Parkway, Suite 100, St. Louis MO, 63141
    Lender NMLS ID# 30998

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