Guild Mortgage - Xavier Velasco
Loan Officer
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
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8 AM to 5 PM
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Guild Mortgage - Xavier Velasco has received a review with 5 star rating from Vince H
Reply from Owner
May 27th, 2026 04:48 AM
Hi Vince, it was a pleasure serving you and Wanda! I will be here to take care of anything you need in the future, just let me know!
Everything went smooth and everyone was friendly and professional
Reply from Guild Mortgage - Xavier Velasco
May 27th, 2026 04:48 AM
I'm happy to hear that everything went smoothly, Vincent. It's great to know you felt supported by a friendly and professional team. If you have any further needs or questions, feel free to reach out!
Xavier was a pleasure to work with, no pressure and explained everything so we could easily understand
Reply from Guild Mortgage - Xavier Velasco
May 22nd, 2026 08:02 PM
I'm grateful for your kind words! It's good to know that you felt no pressure and found my explanations easy to understand. If you have any more questions or need assistance in the future, please feel free to reach out.
Took around two months from initial applpication to fund distribution. I had to send in the same documents more than once. Wnet roughly two weeks with no updates and only started receiving updates again after initiating contact (Richard Casey)....
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Reply from Xavier Velasco
May 27th, 2026 04:51 AM
Thank you for sharing your experience, Thomas. I apologize for any inconvenience caused during the process, especially with document submissions and communication delays. Please reach out to me directly if you have any further concerns or need...
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anta service, great tts ended up being better than expected expected.u all
Reply from Guild Mortgage - Xavier Velasco
May 5th, 2026 06:09 PM
I'm glad to hear that the service met your expectations, Daniel. It was a pleasure working with you! Please let me know if I can serve you in the future any way I can.
Xavier and his team has always taken very good care of us.
Reply from Guild Mortgage - Xavier Velasco
May 27th, 2026 04:50 AM
Thank you for your kind words, Tiffany. I'm happy to hear that my team was able to take good care of you. If there's anything else you need, please feel free to reach out.
A formal letter was provided to Angela Lightsy spelling out areas of concern
Reply from Guild Mortgage - Xavier Velasco
December 12th, 2025 06:36 PM
Thank you for bringing this issue to our attention. We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Our team will be in touch shortly to discuss and...
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Used Guild as we had to stop our home improvement loan process and didn't want to go through another credit check and was told we just needed to recertify our appraisal. Then during the process we were constantly given date deadlines that were...
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Reply from Guild Mortgage - Xavier Velasco
November 17th, 2025 03:27 PM
Hi Mike, it was great working with you on your refinance. I'm glad everything worked out as planned. I'm here for you for anything you need in the future. Even though we are done with your refinance I am still here to serve you. have a great...
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The process was delightful from the beginning to the end. Xavier and his colleagues were professional and extremely knowledgeable. My family and I are grateful for the help and guidance we received.
Reply from Guild Mortgage - Xavier Velasco
November 17th, 2025 03:22 PM
I'm glad to know that the process was positive for you from start to finish, Christopher. It was my pleasure to assist you and your family. If there's anything else you need or if any questions come up in the future, please feel free to reach...
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About
Guild Mortgage is a leading independent mortgage lender in the United States, specializing in residential home loans. For more than 60 years, we’ve grown through referrals by focusing on doing what’s right.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Disclaimer
I am authorized to do business in the states of Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; AZ LO Lic.# 1012920; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; MA MLO Lic # 515572; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; NMLS ID: 515572; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.