Whitney Oertel
Senior Mortgage Loan Officer | NMLS # 211253
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here t... Show More
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Reviews from Web
Whitney was always willing and quick to respond throughout the process. She communicated well with everyone involved (even after normal hours), locked-in the rate at an appropriate time, and worked to ensure closing occurred before expiration....
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Reply from Owner
July 21st, 2026 12:27 PM
Thank you for your kind words, Jeffrey. I’m here to help you navigate the world of mortgages whenever you need.
Whitney was always willing and quick to respond throughout the process. She communicated well with everyone involved (even after normal hours), locked-in the rate an an appropriate time, and worked to ensure closing occurred before expiration....
read more
Reply from Whitney Oertel
July 21st, 2026 03:14 PM
Thank you so much for the feedback!! I appreciate it so much! I adore your family! Enjoy your beautiful new home!
Whitney Oertel was super helpful in navigating the mortgage process and explained our options and developed different scenarios(E.g. mortgage types, rate buydown, etc..) to help us better understand what would work best for us. She was always...
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Reply from Owner
July 24th, 2026 01:02 PM
It was a pleasure working with you! I am always here for your mortgage needs!
I really appreciated that you were able to accommodate our schedules and answer questions outside of normal business (I.e. our working) hours. Communication was smooth throughout the entire process
Reply from Whitney Oertel
July 13th, 2026 05:25 PM
Thank you so much, Caty! I truly enjoyed working with you throughout the process. Enjoy your beautiful new home!!
Quick responses, thorough guidance
Reply from Whitney Oertel
July 13th, 2026 07:49 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
Whitney Oertel has received a review with 5 star rating from Dakota M
Reply from Owner
July 2nd, 2026 12:28 PM
I’m grateful for your positive feedback. Your satisfaction is what drives me to excel.
The overall communication throughout the process was just amazing, as first time homebuyers we had many questions and everything was answered and explained!
Reply from Whitney Oertel
July 6th, 2026 05:27 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
This is my third time working with Whitney. I cannot recommend her highly enough. She is thorough, communicative, & expeditious from start to finish. It was a pleasure working with her as always.
Reply from Whitney Oertel
July 21st, 2026 03:22 PM
Thank you so much, Zack! Thank you for trusting me with your biggest investments. It's an honor! Enjoy your beautiful new home!
Whitney Oertel has received a review with 5 star rating from Khett D
Reply from Owner
June 4th, 2026 07:43 PM
Your review is greatly appreciated. I’m excited to continue being your trusted lender.
Whitney did a ton of work to get us the best possible mortgage and kept us well informed the entire time.
Reply from Whitney Oertel
June 1st, 2026 06:25 PM
We're thrilled to have earned your trust. Reach out to us whenever you need mortgage advice.
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About
Whitney enjoys sharing her expertise by assisting clients in achieving their financial goals. She understands that purchasing or refinancing a home is one of the biggest financial decisions that you will make in your lifetime. She is here to answer your questions and share her knowledge and resources that will help you make informed decisions with confidence.
Whitney is committed to providing excellent customer service to her clients. She can help make your mortgage experience a very pleasant one!
Whitney has been a Mortgage Loan Officer for over 15 years and has worked in the real estate industry for over 20 years.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- Towne Mortgage - Senior Mortgage Loan OfficerFeb 1st, 2012 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 211253
Achievements
- Top Mortgage Professional by Virginia Living Magazine
- Five Star Mortgage Professional by Coastal Virginia Magazine
Hobbies
- Traveling
- Golf
- Home Decorating & Design
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Disclaimer
Towne Mortgage. NMLS 91904. Equal Housing Lender.
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne Mortgage loan officers live in your communities and know the area.
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