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Wendy Smith - Loan Officer NMLS 1155006 in Delmar, DE
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Wendy Smith

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Loan Officer NMLS 1155006

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Wendy Smith (NMLS #1155006) is a premier mortgage loan officer and local lending expert in Delmar, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wendy provides comprehensive home fina... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • SFTP
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    Christine L
    Seaford, DE
    Posted on February 4th, 2025 04:13 PM
    I have used Wendy both personally and professionally. She consistently exceeds my expectations and is always on top of her tasks. I don't hesitate to refer family, friends and clients.
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    Harold S
    Milton, DE
    Posted on February 4th, 2025 01:55 PM
    Wendy kept us updated from the very first day. Wendy's dedication and commitment resulted in a smooth and seamless mortgage transaction. She is very professional, knowledgeable, prompt and responsive to questions and inquiries. Wendy exceeded...
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    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Harold and Tammi It was a pleasure to work with you both on your amazing new home! Thank you for trusting me with your purchase. I hope you enjoy many years of happiness in your new home!
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    Daniel J
    Lewes, DE
    Posted on January 19th, 2025 02:48 PM
    Wendy is very professional and courteous in her approach. Wendy kept us informed on an ongoing basis throughout the entire mortgage process.
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Daniel, thank you so much for your kind words. I truly appreciate you taking the time to share your experience. It was a pleasure working with you on your home purchase, and I'm so happy I could help make the process smooth and informative....
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    Melissa F
    Lewes, DE
    Posted on January 16th, 2025 10:50 PM
    Wendy was on top of things from early on prior to a contract even being signed. Look forward to many more deals with Wendy!
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    Douglas T
    Millville, DE
    Posted on January 3rd, 2025 01:42 PM
    Wendy was attentive to all my needs and emails. She kept me in the loop throughout the process of purchasing my home. Definitely5 stars!
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Thank you so much for the glowing review, Douglas! I'm thrilled to hear that you felt well informed and attended to throughout your home purchasing process. It was truly a pleasure to assist you. Ensuring a smooth and positive experience for...
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    Benjamin O
    Seaford, DE
    Posted on December 27th, 2024 07:57 PM
    She was there for every question and concern. Always prompt in repainding or answering calls.
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Thank you so much for the stellar review, Benjamin! I'm thrilled to hear that you appreciated the level of communication and support throughout your home purchase process. It was truly my pleasure to be there for you, ensuring all your questions...
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    Janet P
    Lewes, DE
    Posted on December 5th, 2024 03:22 PM
    Wendy is easy to communicate with and very easy to work with. Wendy got you through your whole transaction step-by-step. It makes the process easy. Wendy is amazing and I would use her again and again.
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm absolutely thrilled to hear that you had such a positive experience, Janet! Ensuring the loan process is seamless and easy to understand is a top priority for me. I appreciate your kind words and the trust you had in me to guide you through...
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  • SFTP
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    Shelly P
    Laurel, DE
    Posted on November 27th, 2024 03:02 PM
    Wendy was a great communicator and very honest through the whole process! She was kind and caring. Very reliable!
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm so glad to hear that you were satisfied with your experience, Shelly! Ensuring clear and honest communication is a top priority for me at Embrace Home Loans. I was happy to assist you through the process and I truly appreciate your recognition....
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    Luz A
    Lewes, DE
    Posted on November 23rd, 2024 06:11 PM
    Wendy and her team did an excellent job getting us to the settlement table. The buyers were pleased with the level of professionalism and transparency during the procea.
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    Christine L
    Milton, DE
    Posted on November 5th, 2024 01:56 PM
    Working with Wendy is always a pleasure. From start to finish, she makes the entire process seamless and stress-free. Wendy is incredibly knowledgeable. She takes the time to explain every detail and is always available to answer questions,...
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    About
    Wendy Smith (NMLS #1155006) is a premier mortgage loan officer and local lending expert in Delmar, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wendy provides comprehensive home financing solutions with Embrace Home Loans. We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family. Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender. She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace. Contact Wendy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 17th, 2024 - Current

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1155006
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.