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Wendy Smith - Loan Officer NMLS 1155006 in Delmar, DE
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Wendy Smith

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Loan Officer NMLS 1155006

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Wendy Smith (NMLS #1155006) is a premier mortgage loan officer and local lending expert in Delmar, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wendy provides comprehensive home fina... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
96%
4 Star
3%
3 Star
1%
2 Star
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1 Star
0%
Reviews from Web
  • SFTP
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    Richard K
    Harrington, DE
    Posted on April 28th, 2025 06:15 PM
    During this process Wendy made everything seem so easy. From past horrible experiencea with other lenders. Wendy made what I felt like impossible, possible. I couldn't me grateful for her and her team. This is a dream come true for me.
    read more
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that your experience with Embrace Home Loans was so positive and that I could make the process feel easy for you. It was truly a pleasure to assist you in making your dream come true. Thank you for your kind words and for...
    read more
  • SFTP
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    Ana L
    Lewes, DE
    Posted on April 25th, 2025 12:30 PM
    Working with Wendy was a dream! She was very communicative and helpful, and took my loan at the 11th hour. Highy recomend!!
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that your experience was so positive. It was a pleasure assisting you with your loan purchase, and I appreciate your kind words and recommendation.
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    Gage B
    Dagsboro, DE
    Posted on April 25th, 2025 10:37 AM
    Communication was great, went above and beyond with needs
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that the communication met your expectations and that I was able to go above and beyond for your needs. It was a pleasure assisting you with your purchase loan. Thank you for your feedback.
  • SFTP
    S
    Stephanie C
    Churchville, VA
    Posted on April 18th, 2025 01:36 PM
    Wendy has extensive experience and knowledge to help customeurs like me navigate today's challenging mortgage market and difficult approval processs. I am very impressed and grateful that she suggested the idea of buying points to buy down...
    read more
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that your experience with the mortgage process was positive and that my suggestions and efforts met your needs. It was a pleasure to assist you, and I'm grateful for your kind words. Thank you for trusting me with your...
    read more
  • SFTP
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    Tammy J
    Lewes, DE
    Posted on March 14th, 2025 10:20 AM
    I truly appreciated your advice, timely responses, and kindnes.
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that you appreciated my advice, timely responses, and kindness throughout your home purchase process. It was a pleasure to assist you, and I'm grateful for your kind words.
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    Jill M
    Lewes, DE
    Posted on March 11th, 2025 12:24 PM
    Wendy was accessible and available to answer questions in a timely fashion. She also stayed on top of emerging tasks that we needed to complete. The entire experience could not have gone more smoothly!
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    I'm thrilled to hear that your experience went smoothly and that I could assist you effectively. It was a pleasure working with you on your home purchase, and I appreciate your kind words.
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    Christine L
    Millsboro, DE
    Posted on March 7th, 2025 08:56 PM
    I can't speak highly enough about my experience with Wendy. From the very first meeting, it was clear that she is incredibly knowledgeable and dedicated to her clients. Wendy was always on top of everything, answering all of my questions promptly...
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    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Christine, thank you so much for your kind words. It was truly a pleasure working with you and being part of your home-buying journey. I'm thrilled to hear that you felt supported and that the process felt seamless. Your feedback means the...
    read more
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    Casey F
    Kenneth City, FL
    Posted on February 28th, 2025 01:38 PM
    Wendy was amazing like always. She is always great to work with and my clients think she is great. Looking forward to our next deal
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    Dale R
    Seaford, DE
    Posted on February 10th, 2025 02:32 PM
    Wendy Smith is AMAZING! She not only worked with me through my challenges, she went above and beyond her calling in guding me through the journey. I had some emotional roller coaster events happen and Wendy was right there along the way. She...
    read more
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Dale, I'm truly touched by your kind words. It was an absolute pleasure working with you and being part of your journey to purchasing your new home. I understand how stressful and emotional the process can be, and I'm so glad I could be there...
    read more
  • SFTP
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    Tammy S
    Milton, DE
    Posted on February 7th, 2025 01:17 PM
    ggtest !!
    Reply from Wendy Smith
    September 8th, 2025 10:32 PM
    Hi Tammy, Thank you for your feedback! I'm so glad to hear about your positive experience with Embrace Home Loans. It was a pleasure assisting you with your purchase. If you have any further questions or need assistance in the future, feel...
    read more
  • 61–70 of 329
    About
    Wendy Smith (NMLS #1155006) is a premier mortgage loan officer and local lending expert in Delmar, Delaware. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Wendy provides comprehensive home financing solutions with Embrace Home Loans. We are pleased to welcome Loan Officer, Wendy Smith to the Embrace Home Loans family. Prior to joining Embrace, Wendy was an account executive for a wholesale mortgage lender. She brings over eight years of experience with her and looks forward to sharing her knowledge and insight with her clients here at Embrace. Contact Wendy today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Senior Loan Officer
      Jun 17th, 2024 - Current

    Year Started

    2024

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 1155006
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.