

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Excellent service, she walked us through the process in a stress-free manner. She was able to make our home purchase a moment to enjoy. Very knowledgeable and pleasant to do business with. We would definitely recommend Viridiana to all our...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Hi Juan, again thank you for giving me the opportunity to work with you on the purchase of your home. I'm happy to know you had a great experience from beginning to end. Enjoy your new home 🙂
Excellent service, she walked us through the process in a stress-free manner. She was able to make our home purchase a moment to enjoy. Very knowledgeable and pleasant to do business with. We would definitely recommend Viridiana to all our...
read more
Reply from Owner
January 9th, 2026 08:38 AM
Hi Juan, again thank you for giving me the opportunity to work with you on the purchase of your home. I'm happy to know you had a great experience from beginning to end. Enjoy your new home 🙂
Excellent customer service, outstanding communication throughout the process. She was very professional and able to explain us with simple language to make it easier for us. I’d recommend her over and over to all my family and friends. Very...
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Excellent customer service, outstanding communication throughout the process. She was very professional and able to explain us with simple language to make it easier for us. I’d recommend her over and over to all my family and friends. Very...
read more
Viridiana got the Job done before the deadline. I have worked with many other lenders in our current market and She was the only one that completed the work before schedule and with no issues. Great experience, I would refer clients to her...
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Viridiana got the Job done before the deadline. I have worked with many other lenders in our current market and She was the only one that completed the work before schedule and with no issues. Great experience, I would refer clients to her...
read more
Viri was very helpful, she knows how to explain the process we knew nothing about. The only thing two days before closing day we had financial issues and we were not sure how much we were officially going to give so I would call the client...
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Viri was very helpful, she knows how to explain the process we knew nothing about. The only thing two days before closing day we had financial issues and we were not sure how much we were officially going to give so I would call the client...
read more
For me it is a pleasure to work with Viridiana, she goes the extra mile to find the best loan for her clients, she is very organized, fast and efficient in her work, Viri explains everything clearly step by step, and she always finds a solution...
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For me it is a pleasure to work with Viridiana, she goes the extra mile to find the best loan for her clients, she is very organized, fast and efficient in her work, Viri explains everything clearly step by step, and she always finds a solution...
read more
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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