

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Viri is very knowledgeable in what she do and very helpful. She answered all my questions and listened to what i wanted, did not rushed me. She explained everything to me in a way that i would understand and worked with me every step of the...
read more
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much for your wonderful feedback! It means a lot to hear that I was able to provide clear explanations and take the time to really listen to your needs. Guiding you every step of the way and making sure you felt comfortable throughout...
read more
Viri is very knowledgeable in what she do and very helpful. She answered all my questions and listened to what i wanted, did not rushed me. She explained everything to me in a way that i would understand and worked with me every step of the...
read more
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much for your wonderful feedback! It means a lot to hear that I was able to provide clear explanations and take the time to really listen to your needs. Guiding you every step of the way and making sure you felt comfortable throughout...
read more
Exelente y profesional en su trabajo 100% recomendable
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you for your kind words, Emilio. I'm glad to hear that you found my work excellent and professional. Your recommendation means a lot to me.
Exelente y profesional en su trabajo 100% recomendable
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for your kind words, Emilio. I'm glad to hear that you found my work excellent and professional. Your recommendation means a lot to me.
Muy profesional en su trabajo
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you, Emilio, for your review. I'm pleased to hear that you found my work professional. Your feedback is greatly appreciated.
Muy profesional en su trabajo
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you, Emilio, for your review. I'm pleased to hear that you found my work professional. Your feedback is greatly appreciated.
Everything
Everything
We are very thankful for all her hard work
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm grateful for your kind words, Delia. It means a lot to know that my efforts have been appreciated. I'm glad I could support you throughout the process. Thank you for taking the time to share your experience!
We are very thankful for all her hard work
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm grateful for your kind words, Delia. It means a lot to know that my efforts have been appreciated. I'm glad I could support you throughout the process. Thank you for taking the time to share your experience!
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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