

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Viri is amazing at what she does. She is very detail oriented and very professional. I enjoy working with her and I also send her as many clients as possible because I know she will go Above and beyond for them as she has for me.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm thrilled to hear about your positive experience with my services. Your trust and referrals mean a lot to me, and I'm dedicated to going above and beyond for all clients. Thank you for your kind words and support.
Viri is amazing at what she does. She is very detail oriented and very professional. I enjoy working with her and I also send her as many clients as possible because I know she will go Above and beyond for them as she has for me.
Reply from Owner
May 1st, 2025 07:30 PM
I'm thrilled to hear about your positive experience with my services. Your trust and referrals mean a lot to me, and I'm dedicated to going above and beyond for all clients. Thank you for your kind words and support.
It’s hard to find the right professional that will take care of your clients. Viri has guided my clients to get them mortgage ready and pre approved !! It’s all about the right guidance. I recommend viri to help you on your next purchase !
Reply from Owner
April 28th, 2025 12:57 PM
Thank you for your kind words and recommendation. I'm thrilled to have been able to guide your clients through the mortgage process successfully. Providing the right guidance is something I am committed to, and it's wonderful to hear that it...
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It’s hard to find the right professional that will take care of your clients. Viri has guided my clients to get them mortgage ready and pre approved !! It’s all about the right guidance. I recommend viri to help you on your next purchase !
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for your kind words and recommendation. I'm thrilled to have been able to guide your clients through the mortgage process successfully. Providing the right guidance is something I am committed to, and it's wonderful to hear that it...
read more
(Translated by Google) Working with Viri was a very positive experience. Her personalized attention, clear communication skills, and ability to quickly resolve any issues made the loan process smooth and hassle-free. I felt supported throughout,...
read more
Reply from Owner
May 1st, 2025 07:31 PM
I'm delighted to hear that your experience working with me was so positive. I strive to provide personalized attention and efficient service, and I'm glad it contributed to a seamless loan process for you. Thank you for your recommendation...
read more
(Translated by Google) Working with Viri was a very positive experience. Their personalized attention, clear communication skills, and ability to quickly resolve any issues made the loan obtaining experience seamless and hassle-free. I felt...
read more
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm delighted to hear that your experience working with me was so positive. I strive to provide personalized attention and efficient service, and I'm glad it contributed to a seamless loan process for you. Thank you for your recommendation...
read more
Excellent client service! Attention to detail and goes above and beyond for her clients.
Excellent client service! Attention to detail and goes above and beyond for her clients.
Viri is attentive, quick to respond, resourceful, and extremely knowledgeable! Highly recommend her for all your mortgage needs!
Viri is attentive, quick to respond, resourceful, and extremely knowledgeable! Highly recommend her for all your mortgage needs!
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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