Viri Martinez
Branch Manager
Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Viridiana is absolutely stunning she is the best Mortgage Lender that I ever came across. She does not just check your if your eligible or not and let you on your way if your not eligible. She will work with you and will guide you through any...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Maria, I'm truly touched by your kind words. It was a pleasure working with you and being part of your journey. I'm thrilled to hear that my guidance and support made a positive impact. I always strive to provide the best advice and assistance,...
read more
Viridiana is absolutely stunning she is the best Mortgage Lender that I ever came across. She does not just check your if your eligible or not and let you on your way if your not eligible. She will work with you and will guide you through any...
read more
Reply from Owner
March 12th, 2025 04:03 PM
Maria, I'm truly touched by your kind words. It was a pleasure working with you and being part of your journey. I'm thrilled to hear that my guidance and support made a positive impact. I always strive to provide the best advice and assistance,...
read more
Such a considerate and kind person! Glad to have met her!
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much, Liv! I'm truly grateful for your kind words. If you ever need anything or have questions in the future, feel free to reach out.
Such a considerate and kind person! Glad to have met her!
Reply from Owner
March 12th, 2025 04:04 PM
Thank you so much, Liv! I'm truly grateful for your kind words. If you ever need anything or have questions in the future, feel free to reach out.
Fantastic service, knowledgeable and personable! Viri works to make sure you are at ease with the process and your loan is successfully funded🫶🫶🫶👏 thank you for being amazing!
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm thrilled to hear that you had such a positive experience. It's wonderful to know that I could help make the process smooth and ensure your loan was successfully funded. Thank you for your kind words!
Fantastic service, knowledgeable and personable! Viri works to make sure you are at ease with the process and your loan is successfully funded🫶🫶🫶👏 thank you for being amazing!
Reply from Owner
April 28th, 2025 12:55 PM
I'm thrilled to hear that you had such a positive experience. It's wonderful to know that I could help make the process smooth and ensure your loan was successfully funded. Thank you for your kind words!
I’m so grateful I met Viri! She has been the best loan officer I’ve worked with after 6 years in real estate. She always makes it happen and seeks best interest of my clients.
Reply from Owner
May 1st, 2025 07:27 PM
I'm thrilled to hear that you had such a positive experience working with me. It's wonderful to know that my efforts to prioritize the best interests of your clients have made a difference in your real estate endeavors. Thank you for your kind...
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I’m so grateful I met Viri! She has been the best loan officer I’ve worked with after 6 years in real estate. She always makes it happen and seeks best interest of my clients.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm thrilled to hear that you had such a positive experience working with me. It's wonderful to know that my efforts to prioritize the best interests of your clients have made a difference in your real estate endeavors. Thank you for your kind...
read more
(Translated by Google) Viridiana, super grateful to you and your team, for all the support with me and our buyer, everything went well, we closed on time and the best thing is that the buyer is super happy with his house and with how easy you...
read more
Reply from Viri Martinez
October 27th, 2026 05:17 PM
I'm thrilled to hear that you and your buyer had a seamless experience. It was a pleasure to assist you both, and I'm delighted to know the buyer is happy with their new home. Thank you for your kind words and wishes
(Translated by Google) Viridiana, I'm so grateful to you and your team for all the support you gave me and our buyer. Everything went perfectly, we closed on time, and best of all, the buyer is thrilled with their home and how easy you made...
read more
Reply from Owner
May 1st, 2025 07:27 PM
I'm thrilled to hear that you and your buyer had a seamless experience. It was a pleasure to assist you both, and I'm delighted to know the buyer is happy with their new home. Thank you for your kind words and wishes
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
Gallery
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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