

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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I've work on several times with Viri, and she's fantastic. Easy to work with, keeps me updated, finds great rates, and always goes the extra mile for our customers. I highly recommend her!
Reply from Owner
March 12th, 2025 03:41 PM
Thank you so much, Xiomara! I'm thrilled to hear that you've had such a positive experience working with me. It's always my goal to keep things smooth and transparent, and I'm glad to know that the updates and rates have been helpful. Going...
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Viri is fabulous to work with! she's very attentive, and she delivers! She Definitely strives to provide the best service for her clients.
Reply from Owner
March 12th, 2025 03:42 PM
Thank you so much for your kind words, Pedro! I'm thrilled to hear that you had a positive experience working with me. It's always my goal to provide attentive and exceptional service, and I'm glad that came through for you. Your feedback truly...
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(Translated by Google) My name is Yorlenis, and I want to share my experience with Viri, the financier, during my property purchase journey. Everything flowed incredibly fast thanks to her efficiency, speed, and expertise. In fact, the entire...
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Reply from Owner
March 12th, 2025 03:42 PM
Thank you so much for your kind words, Yorlenis. It was truly a pleasure to assist you in your property purchase journey. I'm thrilled to hear that you found the process efficient and quick. Ensuring everything went smoothly and ahead of schedule...
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I recently closed a deal with Viri that wouldn’t have been able to happen without all her hard work and knowledge! Viri is absolutely amazing to work with, always keeping communication at the top! So many lenders are just 9-5 mon-Friday. Makes...
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Reply from Owner
March 12th, 2025 03:44 PM
Thank you so much, Crystal! I'm thrilled to hear that you had a positive experience and that my availability and communication made a difference for you. Being a part of helping clients and realtors like yourself successfully close deals is...
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Viri was amazing and went above and beyond our expectations. Her professionalism, compassion and determination made this journey possible. Not enough words to thank her for all the hard work dedication and commitment that went through this...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
Viri was amazing and went above and beyond our expectations. Her professionalism, compassion and determination made this journey possible. Not enough words to thank her for all the hard work dedication and commitment that went through this...
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Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you for your time to submit a review. New American Funding loves to hear our customers enjoy what we do. Please let us know if we can be of further assistance.
I'm immensely grateful to Viri and her team. They consistently provided thorough answers to all my inquiries and demonstrated unwavering knowledge, assistance, and support throughout this entire process.Viri was genuinely everything I could...
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Reply from Owner
March 12th, 2025 03:45 PM
Thank you so much for your kind words, Sonia. It means the world to me and my team to hear that you felt supported and understood throughout your home buying journey. Helping you achieve your dream home is why we do what we do, and I'm thrilled...
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Very pleased with the loan process.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
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Very pleased with the loan process.
Reply from Viri Martinez
October 27th, 2026 05:17 PM
It is our goal to provide exceptional customer service and hope we achieved this goal with your loan experience. Thank you for your time to submit a review. We look forward to sharing your review with our management team. Please keep us in...
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Viri Martinez was very helpful. She was always straight forward with my wife and I. She also helped my wife and I build our credit. My wife and I are truly thankful for having the pleasure of working with viri and her team. We would recommend...
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Reply from Viri Martinez
October 27th, 2026 05:18 PM
We are pleased to know you had a great loan experience and the service you received. Should you require any further assistance, please let us know.
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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