

Viri Martinez
Branch Manager


Florida Gulf Coast University
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specializ... Show More
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Reviews from Web
Viri and her team were great the whole process was very smooth. Great communication throughout, can't wait to work with them again.
Reply from Viri Martinez
October 27th, 2026 05:18 PM
I'm thrilled to hear you were happy with our service and that you found the process to be smooth, Miguel. Effective communication is something we strive for and I'm glad you experienced that. Your feedback means a lot to us at New American...
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We just purchased a home and Viri made the loan process seamless. Great communication with the team at all times. Definitely would recommend.
Reply from Owner
January 9th, 2026 08:56 AM
Congratulations on your new home! 🎉 It was truly an honor to be part of such an exciting milestone in your life. Thank you for your kind words about our team and the loan process—we strive to make it as seamless as possible. Your trust and...
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Viri was very professional and knowledgeable. She was kind and patience throughout the entire process. This is our first time purchasing a home and we had a lot of concerns and questions and she made it a pleasant experience . We are grateful...
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Reply from Viri Martinez
October 27th, 2026 05:17 PM
Hi Carolina, I'm thrilled to hear that you had a positive experience with your first home purchase. It was my pleasure to help guide you through the process and address any concerns you had. I do understand that buying a home can be overwhelming,...
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Viri was very professional and knowledgeable. She was kind and patience throughout the entire process. This is our first time purchasing a home and we had a lot of concerns and questions and she made it a pleasant experience . We are grateful...
read more
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Hi Carolina, I'm thrilled to hear that you had a positive experience with your first home purchase. It was my pleasure to help guide you through the process and address any concerns you had. I do understand that buying a home can be overwhelming,...
read more
Viri and Sean were amazing . Very professional and kind hearted. You can tell they really want to help their customers . I highly recommend them. We are thrilled with their customer service and work. Thank you !
Reply from Owner
January 9th, 2026 08:56 AM
Thank you so much for your kind words! It truly means the world to Sean and me that you had such a positive experience. Helping amazing clients like you is why we love what we do! Your trust and recommendation are the highest compliments we...
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Took care of client in a great way
Reply from Viri Martinez
October 27th, 2026 05:17 PM
Thank you so much, Sherry! I'm thrilled to hear that you felt well taken care of. It was my pleasure to assist you, and I'm glad we could make the process a positive experience. If you ever have more questions or need further assistance, don't...
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Took care of client in a great way
Reply from Viri Martinez
October 27th, 2026 05:18 PM
Thank you so much, Sherry! I'm thrilled to hear that you felt well taken care of. It was my pleasure to assist you, and I'm glad we could make the process a positive experience. If you ever have more questions or need further assistance, don't...
read more
They are so helpful and response very quickly to any questions you have ..
Reply from Owner
January 9th, 2026 08:54 AM
Thank you for taking the time to share your experience! I'm so glad I could make the process smooth and stress-free for you. It was a pleasure to work together, and I look forward to helping you with your next steps
Great to work with, easy smooth transaction!
Reply from Owner
January 9th, 2026 08:54 AM
Thank you so much! It was a pleasure working together to ensure a seamless process for everyone involved. I’m always here to make sure transactions move as smoothly as possible, and it was great to have such a strong partner on the other side...
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Great Experience. Thank you for helping my clients to close on their dream home.
Reply from Owner
January 9th, 2026 08:54 AM
You are very welcome! It was a pleasure working with you.
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About
I’m Viri Martinez, a bilingual mortgage loan officer helping first-time homebuyers, real estate investors, and veterans across Southwest Florida including Naples, Estero, Fort Myers, Lehigh Acres, Bonita Springs, and Cape Coral.
I specialize in: Low down payment mortgage options,
First-time homebuyer loans in Naples and surrounding areas,
Refinance solutions tailored to local homeowners,
Spanish-speaking support for families who want a smoother mortgage experience.
Whether you're buying your first home or refinancing, I’ll guide you through every step with clear communication and quick approvals. Let’s get you pre-approved and one step closer to homeownership with local guidance you can trust.
Got mortgage questions? I’ve got straight-up, honest answers!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Bank Statement Loans
1099 Income Loans
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Education
- Florida Gulf Coast UniversityAccountingBA Accounting

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 1790517
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
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2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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